Middlesex County and Reading Town property record for 364 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,350 sqft · built 2020 |
| Lot Size | 0.654 acres (28,506 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $999,900 (Jun 2020) |
| Tax Bill | $13,667 (2026) |
| Deeds & Mortgages | May 2019 Refinance Jun 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0157.0 |
| Primary APN | READ M:026.0-0000-0157.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,350 sqft Living Area |
| Gross Area | 4,916 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,506 sqft (0.654 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Heating Fuel | Gas |
| Account Number | 120000000001 |
|---|---|
| Street Address | 364 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 334200 |
364 Lowell St is owned and occupied by two individuals who bought it in June 2020.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 364 LOWELL ST, READING, MA 01867-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK |
| Jun 12, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 12, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 21, 2018 | Quit Claim Deed, Transfer · Line of Credit EAGLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on File |
| Deed Sale | Jun 12, 2020 · Amount on File |
| Prior Sale | Nov 21, 2018 |
| Deed Document Number | 202091392 |
| Deed Book / Page | 74873 / 60 |
| Prior Transfer Date | Jun 10, 2020 |
| Prior Transfer Doc | 74873-60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 364 LOWELL ST, READING, MA 01867-1525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72650-463 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 72650/463 |
| Instrument | 68349 |
| Name | EAST BOSTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 12, 2020 |
| Property Address | 364 LOWELL ST, READING, MA 01867-1525 |
| Document Number | 74873-60 |
| Book / Page | 074873 / 000060 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 91392 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 364 LOWELL ST READING MA 018671525, READING, MA 01867-1525 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 12, 2020 |
| Property Address | 364 LOWELL ST, READING, MA 01867-1525 |
| Document Number | 74276-277 |
| Book / Page | 074276 / 000277 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 37458 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 627 MAIN ST WOBURN MA 018012996, WOBURN, MA 01801-2996 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 21, 2018 |
| Property Address | 364 LOWELL ST, READING, MA 01867-1525 |
| Document Number | 71918-79 |
| Book / Page | 71918 / 79 |
| Instrument | 179033 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $74.87 |
|---|---|
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 71918-84 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 71918/84 |
| Instrument | 179034 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 364 Lowell St was $13,667, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,667.00 (-2.25%) | $1,247,000 (+1.58%) Land $484,000 Building $763,000 | $1,295,819 (+5.42%) |
| 2025 | $13,982.00 (+1.15%) | $1,227,600 (+4.09%) Land $476,500 Building $751,100 | $1,229,205 (+5.29%) |
| 2024 | $13,823.00 (+3.26%) | $1,179,400 (+10.92%) Land $457,800 Building $721,600 | $1,167,455 |
| 2023 | $13,387.00 | $1,063,300 Land $412,700 Building $650,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 364 Lowell St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 364 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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