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370 E Cumberland Ct, Hernando, FL 34442 Property Records

Citrus County property record for 370 E Cumberland Ct, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1994
Square Footage2,514 sqft Living Area
Lot Size21,719 sqft (0.498 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2022)
Tax Bill$4,880.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00190-005.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address370 E CUMBERLAND CT, HERNANDO, FL 34442-5376
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
Jun 06, 2022Warranty Deed, Transfer · Line of Credit
FAST TRACK FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2022 · Amount on Record
Deed SaleOct 05, 2022 · Amount on Record
Prior SaleJun 06, 2022 · Amount on Record
Deed Doc Number2022068951
Deed Book / Page3325 / 1109
Record RefreshedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 05, 2022
Property Address370 E CUMBERLAND CT, HERNANDO, FL 34442-5376
Document Number0033251109
Book / Page3325 / 1109
Map ReferenceMB 9 PG 73-83
Instrument DateOct 03, 2022
Instrument2022068951
Transaction TypeTransfer
Record UpdatedMar 06, 2023
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address509 W BAY ST UNIT 305, 305, TAMPA, FL 33606-2738

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 E CUMBERLAND CT, HERNANDO, FL 34442-5376

Mortgage

Document Number0033251111
DateOct 05, 2022
Instrument3325/1111
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address370 E CUMBERLAND CT, HERNANDO, FL 34442-5376
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028732456
DateJan 09, 2018
Book Page2873/2456
Instrument2018001317
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 06, 2022
Property Address370 E CUMBERLAND CT, HERNANDO, FL 34442-5376
Document Number0032901709
Book / Page3290 / 1709
Map ReferenceMB 9 PG 73-83
Instrument DateMay 24, 2022
Instrument2022040211
Transaction TypeTransfer
Record UpdatedMar 06, 2023
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address370 E CUMBERLAND CT, HERNANDO, FL 34442-5376

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 W BAY ST UNIT 305, 305, TAMPA, FL 33606-2738

Mortgage

Document Number0032901711
DateJun 06, 2022
Instrument3290/1711
Lender
NameFAST TRACK FUNDING LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueNov 30, 2022

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,880.00 (-5.86%) Homeowner's exemption Additional exemption filed$353,578 (-6.13%) Land $35,000 Building $318,578$353,578 (-6.13%) Land $35,000 Building $318,578
2024$5,184.00 (+2.23%) Homeowner's exemption Additional exemption filed$376,676 (+2.96%) Land $33,500 Building $343,176$376,676 (+2.96%) Land $33,500 Building $343,176
2023$5,071.00 (+135.53%) Homeowner's exemption Additional exemption filed$365,838 (+24.29%) Land $30,500 Building $335,338$365,838 (+24.29%) Land $30,500 Building $335,338
2022$2,153.00 Homeowner's exemption Additional exemption filed$294,348 Land $29,000 Building $265,348$294,348 Land $29,000 Building $265,348

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00190-005.0
Alternative APNs
  • 1818S19E0110001900050
  • 2291818

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,514 sqft Living Area
1st Floor2,456 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1994
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area21,719 sqft (0.498 acres)
Depth X Width145 ft x 150 ft Depth x Width
Parking Spaces9 Parking Spaces
Garage Area579 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
FenceFence
Patio Area330 sqft Patio
PorchOpen Porch
Porch Area293 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2291818
Old Parcel Number1818S19E0110001900050
Street Address370 E CUMBERLAND CT
CityHERNANDO
StateFL
Zip34442-5376
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LOT 5 BLK 19
Legal Range19E
Legal Township18S
Legal Section19
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block19
Legal Lot Number5
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup3
Census Block3005
Census Tract450703

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