Citrus County property record for 388 E Cumberland Ct, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,037 sqft Living Area |
| Lot Size | 21,747 sqft (0.499 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2024) |
| Tax Bill | $3,160.00 (2025) |
Source: Citrus County records · APN 19E-18S-18-0110-00190-003.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 388 E CUMBERLAND CT, HERNANDO, FL 34442-5376 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NFM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2024 · Amount on Record |
| Deed Sale | Aug 23, 2024 · Amount on Record |
| Prior Sale | Dec 31, 2018 · Amount on Record |
| Deed Doc Number | 2024050920 |
| Deed Book / Page | 3495 / 1950 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 388 E CUMBERLAND CT, HERNANDO, FL 34442-5376 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 388 E CUMBERLAND CT, HERNANDO, FL 34442-5376 |
| Document Number | 0031410067 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 3141/67 |
| Instrument | 2021013961 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 31, 2018 |
| Property Address | 388 E CUMBERLAND CT, HERNANDO, FL 34442-5376 |
| Document Number | 0029481525 |
| Book / Page | 002948 / 001525 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 65271 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,701.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 388 E CUMBERLAND CT HERNANDO FL 344425376, HERNANDO, FL 34442-5376 |
| Document Number | 29481526 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 002948/001526 |
| Instrument | 65272 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2048 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,160.00 (+9.76%) Additional exemption filed | $323,066 (-4.4%) Land $35,000 Building $288,066 | $323,066 (-4.4%) Land $35,000 Building $288,066 |
| 2024 | $2,879.00 (+2.49%) Homeowner's exemption Additional exemption filed | $337,947 (+2.27%) Land $33,500 Building $304,447 | $337,947 (+2.27%) Land $33,500 Building $304,447 |
| 2023 | $2,809.00 (+6.81%) Homeowner's exemption Additional exemption filed | $330,438 (+16.76%) Land $30,500 Building $299,938 | $330,438 (+16.76%) Land $30,500 Building $299,938 |
| 2022 | $2,630.00 Homeowner's exemption Additional exemption filed | $283,006 Land $29,000 Building $254,006 | $283,006 Land $29,000 Building $254,006 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-18-0110-00190-003.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,037 sqft Living Area |
| 1st Floor | 2,026 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 21,747 sqft (0.499 acres) |
| Depth X Width | 145 ft x 150 ft Depth x Width |
| Parking Spaces | 9 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Pool Area | 392 sqft Pool |
|---|---|
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 552 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2291796 |
|---|---|
| Old Parcel Number | 1818S19E0110001900030 |
| Street Address | 388 E CUMBERLAND CT |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5376 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LOT 3 BLK 19 SUBJ TO EASM OF REC |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 19 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 19 |
| Legal Lot Number | 3 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 450703 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures