295 E Cumberland Ct, Hernando, FL 34442 Property Records

Citrus County property record for 295 E Cumberland Ct, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,796 sqft Living Area
Lot Size	43,048 sqft (0.988 acres)
Occupancy	Owner Occupied
Last Sale	$401,600 (2022)
Tax Bill	$2,923.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00170-012.0`
Alternative APNs	`1818S19E0110001700120` `2291150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,796 sqft Living Area
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2022
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	43,048 sqft (0.988 acres)
Depth X Width	291 ft x 150 ft Depth x Width
Parking Spaces	6 Parking Spaces
Porch	Open Porch

Utilities and HVAC

Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2291150
Old Parcel Number	1818S19E0110001700120
Street Address	295 E CUMBERLAND CT
City	HERNANDO
State	FL
Zip	34442-9317
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 12 BLK 17
Legal Range	19E
Legal Township	18S
Legal Section	19
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	17
Legal Lot Number	12
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	3
Census Block	3005
Census Tract	450703

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00170-012.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	295 E CUMBERLAND CT, HERNANDO, FL 34442-9317
Occupancy	Owner Occupied
Owner Type	Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Dec 18, 2015 · Amount on Record
Deed Doc Number	2022009808
Deed Book / Page	3252 / 2155
Record Refreshed	Jun 08, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 10, 2022
Property Address	295 E CUMBERLAND CT, HERNANDO, FL 34442-9317
Document Number	0032522155
Book / Page	3252 / 2155
Map Reference	MB 9 PG 73-83
Instrument Date	Feb 09, 2022
Instrument	2022009808
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2024
Title Company	NOT AVAILABLE, MANATEE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,811.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2476 N ESSEX AVE, HERNANDO, FL 34442-5321

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	295 E CUMBERLAND CT, HERNANDO, FL 34442-9317

Mortgage

Document Number	0032522158
Date	Feb 10, 2022
Instrument	3252/2158

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+4.77%) Homeowner's exemption Additional exemption filed	$330,030 (-2.87%) Land $31,000 Building $299,030	$330,030 (-2.87%) Land $31,000 Building $299,030
2024	$2,790.00 (+2.5%) Homeowner's exemption Additional exemption filed	$339,782 (+0.62%) Land $29,500 Building $310,282	$339,782 (+0.62%) Land $29,500 Building $310,282
2023	$2,722.00 (+1,073.28%) Homeowner's exemption Additional exemption filed	$337,697 (+1,857.66%) Land $25,500 Building $312,197	$337,697 (+1,857.66%) Land $25,500 Building $312,197
2022	$232.00	$17,250 Land $17,250	$17,250 Land $17,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.