370 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 370 Algona Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,004 sqft · built 1934
Lot Size	0.195 acres (8,504 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Jun 2024)
Tax Bill	$10,744 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-330-016`

Property Details

APN / Parcel Number

Primary APN	`06-12-330-016`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,004 sqft Living Area
Gross Area	6,435 sqft
Basement Area	2,431 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Frame
Lot Area	8,504 sqft (0.195 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	370 ALGONA AVE
City	ELGIN
State	IL
Zip	60120-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRYS SUB LOT 5 BLOCK 3
Legal Subdivision	BARRYS SUB
Legal Block	3
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5015
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	455 SUNSET DR, ELGIN, IL 60123-7240
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	202422328
Prior Transfer Date	Nov 5, 1998
Prior Transfer Doc	0000077470
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 15, 2023
Property Address	370 ALGONA AVE, ELGIN, IL 60120-3700
Document Number	0000007991
Instrument Date	Feb 24, 2023
Instrument	2023K007991
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	370 ALGONA AVE, ELGIN, IL 60120-3700

Mortgage

Document Number	0000007992
Date	Mar 15, 2023
Instrument	2023K007992

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,744.00 (+19.07%)	$148,831 (+8.57%) Land $20,452 Building $128,379	$446,672 (+8.57%) Land $61,381 Building $385,291
2024		$137,083 (+31.72%) Land $18,838 Building $118,245	$411,414 (+31.78%) Land $56,537 Building $354,877
2022	$9,023.00 (+3.95%)	$104,069 (+6.96%) Land $15,518 Building $88,551	$312,207 (+6.96%) Land $46,554 Building $265,653
2021	$8,680.00	$97,297 Land $14,508 Building $82,789	$291,891 Land $43,524 Building $248,367

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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