364 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 364 Algona Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,395 sqft · built 1910
Lot Size	0.178 acres (7,740 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Oct 2018)
Tax Bill	$6,015 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-330-014`

Property Details

APN / Parcel Number

Primary APN	`06-12-330-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,395 sqft Living Area
Gross Area	2,325 sqft
Basement Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,740 sqft (0.178 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	364 ALGONA AVE
City	ELGIN
State	IL
Zip	60120-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRYS SUB WEST 3 FT LOT 4 & ALL OF LOT 3 BLOCK 3
Legal Subdivision	BARRYS SUB
Legal Block	3
Legal Lot Number	4,3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5015
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	364 ALGONA AVE, ELGIN, IL 60120-3739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 11, 2018	Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Mar 28, 2003 · Amount on Record
Deed Document Number	201849820
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	364 ALGONA AVE, ELGIN, IL 60120-3739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079138
Date	Dec 17, 2020
Instrument	2020K079138

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Oct 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 11, 2018
Property Address	364 ALGONA AVE, ELGIN, IL 60120-3739
Document Number	0000049820
Instrument Date	Aug 27, 2018
Instrument	2018K049820
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 THOREAU DR, 608, BURNSVILLE, MN 55337-3650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 ALGONA AVE, ELGIN, IL 60120-3739

Mortgage

Document Number	0000049821
Date	Oct 11, 2018
Instrument	2018K049821

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Mortgage

Document Number	0000049822
Date	Oct 11, 2018
Instrument	2018K049822

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,015.00 (+13.79%) Homeowner's exemption Senior Citizen's exemption	$94,849 (+8.57%) Land $19,665 Building $75,184	$284,661 (+8.57%) Land $59,019 Building $225,642
2024		$87,362 (+21.39%) Land $18,113 Building $69,249	$262,191 (+21.44%) Land $54,361 Building $207,830
2022	$5,286.00 (-3.31%) Homeowner's exemption	$71,966 (+6.96%) Land $14,921 Building $57,045	$215,898 (+6.96%) Land $44,763 Building $171,135
2021	$5,467.00 Homeowner's exemption	$67,283 Land $13,950 Building $53,333	$201,849 Land $41,850 Building $159,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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