377 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 377 Algona Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,599 sqft · built 1915
Lot Size	0.173 acres (7,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jul 1999)
Tax Bill	$6,562 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-332-007`

Property Details

APN / Parcel Number

Primary APN	`06-12-332-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,599 sqft Living Area
Gross Area	2,550 sqft
Basement Area	951 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	7,554 sqft (0.173 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	377 ALGONA AVE
City	ELGIN
State	IL
Zip	60120-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB WEST 57.75 FT NORTH 130.8 FT LOT 212 LYING SOUTH OF ALGONA AVE
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	5
Legal Lot Number	212
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5017
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	377 ALGONA AVE, ELGIN, IL 60120-3738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 9, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 1999 · Amount on Record
Deed Sale	Jul 7, 1999 · Amount on Record
Prior Sale	Jun 13, 1995 · Amount on Record
Deed Document Number	199966192
Last Transfer Date	Mar 11, 2025
Transfer Doc	0000010365
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	377 ALGONA AVE, ELGIN, IL 60120-3738
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 ALGONA AVE, ELGIN, IL 60120-3738

Mortgage

Document Number	0000026297
Date	May 17, 2022
Instrument	2022K026297

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 21, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	377 ALGONA AVE, ELGIN, IL 60120-3738
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044009
Date	Jun 9, 2021
Instrument	2021K044009

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate	3.09%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,562.00 (+15.83%)	$94,016 (+8.57%) Land $19,486 Building $74,530	$282,161 (+8.57%) Land $58,481 Building $223,679
2024		$86,595 (+21.39%) Land $17,948 Building $68,647	$259,889 (+21.44%) Land $53,866 Building $206,023
2022	$5,665.00 (+4.64%) Homeowner's exemption	$71,334 (+6.96%) Land $14,785 Building $56,549	$214,002 (+6.96%) Land $44,355 Building $169,647
2021	$5,414.00 Homeowner's exemption	$66,692 Land $13,823 Building $52,869	$200,076 Land $41,469 Building $158,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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