37 Wharf Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 37 Wharf Rd, Harpswell, ME 04079

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 730 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$1,630 (2025)
Flood Zone	Zone X (minimal risk)
APN	`HARP M:005 L:081`

Property Details

APN / Parcel Number

Primary APN	`HARP M:005 L:081`
Alternative APN	`200`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	730 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	730 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	200
Street Address	37 WHARF RD
City	HARPSWELL
State	ME
Zip	04079-2831
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SR
Legal Lot Number	81
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1006
Census Tract	17101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dunning, Deacon Andrew, House listed 1999 · 3 contributing resources · NRIS 99001188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 WHARF RD, HARPSWELL, ME 04079-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,630.00 (+4.69%)	$244,800 (-) Land $167,900 Building $76,900
2024	$1,557.00 (+4.29%)	$244,800 (-) Land $167,900 Building $76,900
2023	$1,493.00 (+3.39%)	$244,800 (-) Land $167,900 Building $76,900
2022	$1,444.00	$244,800 Land $167,900 Building $76,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20