Cumberland County and Harpswell Town property record for 35 Wharf Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,347 sqft · built 1945 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,500 (Mar 2017) |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:005 L:079 |
| Primary APN | HARP M:005 L:079 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,347 sqft Living Area |
| Gross Area | 4,972 sqft |
| 1st Floor Area | 800 sqft |
| Attic | Attic |
| Attic Area | 800 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Account Number | 199 |
|---|---|
| Street Address | 35 WHARF RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-2831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 79 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 17101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Dunning, Deacon Andrew, House listed 1999 · 3 contributing resources · NRIS 99001188 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cumberland County and Harpswell Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 WHARF RD, HARPSWELL, ME 04079-2831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2017 · Amount on Record |
| Deed Sale | Mar 24, 2017 · Amount on Record |
| Prior Sale | Jul 18, 2014 |
| Deed Document Number | 201713432 |
| Deed Book / Page | 33898 / 200 |
| Transfer Doc | 0338980203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Mar 24, 2017 |
| Property Address | 35 WHARF RD, HARPSWELL, ME 04079-2831 |
| Document Number | 0338980200 |
| Book / Page | 33898 / 0200 |
| Instrument | 000000013432 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000013433 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 000000013433 |
| Name | ATLANTIC REGIONAL FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 24, 2047 |
Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,518.00 (+4.7%) | $528,300 (-) Land $200,400 Building $327,900 |
| 2024 | $3,360.00 (+4.25%) | $528,300 (-) Land $200,400 Building $327,900 |
| 2023 | $3,223.00 (+3.4%) | $528,300 (-) Land $200,400 Building $327,900 |
| 2022 | $3,117.00 | $528,300 Land $200,400 Building $327,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures