Cumberland County and Harpswell Town property record for 25 Wharf Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,929 sqft · built 1940 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $249,000 (Aug 2005) |
| Tax Bill | $2,451 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:005 L:071 |
| Primary APN | HARP M:005 L:071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,929 sqft Living Area |
| Gross Area | 4,860 sqft |
| 1st Floor Area | 1,257 sqft |
| Basement Area | 685 sqft |
| Unfinished Basement | 685 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 195 |
|---|---|
| Street Address | 25 WHARF RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-2831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 71 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 17101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Dunning, Deacon Andrew, House listed 1999 · 3 contributing resources · NRIS 99001188 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 111, EAST WINTHROP, ME 04343-0111 |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2005 · Amount on Record |
| Deed Sale | Aug 22, 2005 · Amount on Record |
| Deed Book / Page | 23052 / 5 |
| Record Updated | Sep 20, 2026 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,451.00 (+4.74%) | $368,000 (-) Land $85,600 Building $282,400 |
| 2024 | $2,340.00 (+4.23%) | $368,000 (-) Land $85,600 Building $282,400 |
| 2023 | $2,245.00 (+3.41%) | $368,000 (-) Land $85,600 Building $282,400 |
| 2022 | $2,171.00 | $368,000 Land $85,600 Building $282,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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