37 River St, Homer, NY 13077 Property Records

Cortland County and Homer Town property record for 37 River St, Homer, NY 13077

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,444 sqft · built 1880
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$102,000 (Feb 2019)
Tax Bill	$3,349 (2026)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113001 66.83-01-11.120`

Property Details

APN / Parcel Number

Primary APN	`113001 66.83-01-11.120`
Alternative APN	`300106608300010111200000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	818 sqft
Upper Floors Area	626 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37 RIVER ST
City	HOMER
State	NY
Zip	13077-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	11.120
Jurisdiction	CORTLAND NY
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1027
Census Tract	970202

Owner

37 River St is owned and occupied by two individuals who bought it in February 2019.

Source: Cortland County and Homer Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 RIVER ST, HOMER, NY 13077-1401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Sep 1, 2005 · Amount on File
Deed Document Number	2019708
Prior Transfer Date	Dec 11, 2003
Prior Transfer Doc	1019011001
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Feb 21, 2019
Property Address	37 RIVER ST, HOMER, NY 13077-1401
Document Number	0000000708
Instrument Date	Feb 15, 2019
Instrument	2019-00708
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CAYUGA ST, HOMER, NY 13077-1246

Mortgage

Document Number	0000000709
Date	Feb 21, 2019
Instrument	2019-00709

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 37 River St was $3,349, up 132.6% from the year before.

Source: Cortland County and Homer Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Homer Town
Municipality	Homer Village
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,349.00 (+132.57%)
2025	$1,440.00	$87,500 Land $27,300 Building $60,200	$130,597 Land $40,746 Building $89,851
2023	$1,519.00	$87,500 Land $27,300 Building $60,200	$126,812 Land $39,565 Building $87,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOMER VILLAGE-NEWTON WATER WORKS serves 4,368 people · EPA ID NY1101757
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	11 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20