37 King St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 37 King St, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,165 sqft · built 1947
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$167,100 (Jun 2026)
Tax Bill$2,423 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Sep 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNWAVL M:039 B:082

Property Details

APN / Parcel Number

Primary APNWAVL M:039 B:082
Alternative APNs
  • WAVL M:39 B:82
  • 2878

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,165 sqft Living Area
Gross Area2,682 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2878
Old Parcel NumberWAVL M:039 B:082
Street Address37 KING ST
CityWATERVILLE
StateME
Zip04901-6325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block82
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group4
Census Block4004
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

37 King St is owned and occupied by two individuals who bought it in June 2026.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address37 KING ST, WATERVILLE, ME 04901-6325
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Quit Claim Deed, Transfer · FHA Mortgage
LIBERTY LENDING INC
Sep 18, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ROCKET MORTGAGE LLC
Sep 26, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Sep 29, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Dec 27, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2026 · Amount on File
Deed SaleJun 22, 2026 · Amount on File
Prior SaleNov 14, 2016 · Amount on File
Deed Book / Page15763 / 295
Prior Transfer DateMar 21, 2026
Prior Transfer Doc0000013064
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateJun 22, 2026
Property Address37 KING ST, WATERVILLE, ME 04901-6325
Document Number0000013064
Book / Page15763 / 295
Instrument DateMar 21, 2026
Instrument202613064
Transaction TypeTransfer
Record UpdatedJul 30, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address37 KING ST, WATERVILLE, ME 04901-6325

Mortgage

DateJun 22, 2026
Lender
NameLIBERTY LENDING INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address37 KING ST, WATERVILLE, ME 04901-6325
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025020516
DateSep 18, 2025
Book Page15497/112
Instrument2025020516
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term361 Months
DueOct 1, 2055

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address37 KING ST, WATERVILLE, ME 04901-6325
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019022264
DateSep 26, 2019
Book Page13346/302
Instrument2019022264
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address37 KING ST, WATERVILLE, ME 04901-6325
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020024687
DateSep 29, 2020
Book Page13727/76
Instrument2020024687
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address37 KING ST, WATERVILLE, ME 04901-6325
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021037217
DateDec 27, 2021
Book Page14300/157
Instrument2021037217
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 37 King St was $2,423.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,423.00$142,500 Land $9,100 Building $133,400
2024$134,330
2023$1,640.00 (+24.9%)$82,400 (+62.2%) Land $7,000 Building $75,400
2022$1,313.00$50,800 Land $5,300 Building $45,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 King St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1987–2023)
Claims Outside the SFHA1 of 6
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 King St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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