Kennebec County and Waterville City property record for 31 King St, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,570 sqft · built 1892 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Aug 2025) |
| Tax Bill | $3,288 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:039 B:085 |
| Primary APN | WAVL M:039 B:085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,570 sqft Living Area |
| Gross Area | 2,804 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4213 |
|---|---|
| Street Address | 31 KING ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 85 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 33 HIGH ST, FREEDOM, ME 04941-3120 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 13, 2018 | Deed of Trust, Mortgage CAMDEN NATIONAL BANK |
| Nov 25, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Aug 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Aug 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Jun 30, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | Aug 22, 2022 · Amount on Record |
| Deed Book / Page | 15449 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 31 KING ST, WATERVILLE, ME 04901-6325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2018021346 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 13024/0097 |
| Instrument | 2018021346 |
| Name | CAMDEN NATIONAL BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 31 KING ST, WATERVILLE, ME 04901-6325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2020030619 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 13801/1 |
| Instrument | 2020030619 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Aug 6, 2025 |
| Property Address | 31 KING ST, WATERVILLE, ME 04901-6325 |
| Document Number | 2025016174 |
| Book / Page | 15449 / 164 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 2025016174 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 HIGH ST, FREEDOM, ME 04941-3120 |
| Document Number | 2025016175 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 2025016175 |
| Name | LUMINATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Aug 22, 2022 |
| Property Address | 31 KING ST, WATERVILLE, ME 04901-6325 |
| Document Number | 2022020428 |
| Book / Page | 14551 / 346 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022020428 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3810 ARIA DR, MELBOURNE, FL 32904-1230 |
| Document Number | 2022020429 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022020429 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Jun 30, 2020 |
| Property Address | 31 KING ST, WATERVILLE, ME 04901-6325 |
| Document Number | 2020014631 |
| Book / Page | 13611 / 219 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020014631 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 60 W RIVER RD, WATERVILLE, ME 04901-3218 |
| Document Number | 2020014632 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020014632 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,288.00 (+51.24%) | $193,400 (+77.92%) Land $9,400 Building $184,000 | |
| 2024 | $2,174.00 (+0.51%) | $108,700 (-) Land $7,200 Building $101,500 | $251,655 |
| 2023 | $2,163.00 (+53.84%) | $108,700 (+99.82%) Land $7,200 Building $101,500 | |
| 2022 | $1,406.00 | $54,400 Land $5,400 Building $49,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1987–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures