38 King St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 38 King St, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 992 sqft · built 1923
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$85,100 (Apr 2020)
Tax Bill$2,154 (2025)
Deeds & MortgagesApr 2020 Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APNWAVL M:039 B:070

Property Details

APN / Parcel Number

Primary APNWAVL M:039 B:070
Alternative APN
  • 2587

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area992 sqft Living Area
Gross Area3,044 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleConventional
Exterior MaterialOther
Roof TypeGable
Roof MaterialMetal
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2587
Street Address38 KING ST
CityWATERVILLE
StateME
Zip04901-6326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block70
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group4
Census Block4006
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 King St is owned and occupied by an individual who bought it in April 2020.

Source: Kennebec County and Waterville City records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address38 KING ST, WATERVILLE, ME 04901-6326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2020Warranty Deed, Transfer · VA Mortgage
QUICKEN LOANS INC
Aug 16, 2018Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2020 · Amount on File
Deed SaleApr 16, 2020 · Amount on File
Prior SaleAug 16, 2018
Deed Document Number20207924
Deed Book / Page13527 / 331
Transfer Doc2018018589
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateApr 16, 2020
Property Address38 KING ST, WATERVILLE, ME 04901-6326
Document Number2020007924
Book / Page13527 / 331
Instrument DateApr 14, 2020
Instrument2020007924
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 STANLEY HILL RD, VASSALBORO, ME 04989-3333

Mortgage

Document Number2020007925
DateApr 16, 2020
Instrument2020007925
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateAug 16, 2018
Property Address38 KING ST, WATERVILLE, ME 04901-6326
Document Number2018018589
Book / Page12998 / 0018
Instrument2018018589
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 38 King St was $2,154.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,154.00$126,700 Land $10,700 Building $116,000
2024$152,570
2023$1,447.00 (+55.09%)$72,700 (+101.39%) Land $7,800 Building $64,900
2022$933.00$36,100 Land $5,900 Building $30,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 King St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1987–2023)
Claims Outside the SFHA1 of 6
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 King St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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