37 Ketcham Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 37 Ketcham Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,172 sqft · built 1986
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Jul 2026)
Tax Bill	$17,862 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Dec 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D130109`

Property Details

APN / Parcel Number

Primary APN	`D130109`
Alternative APN	`RIDG M:D13 B:0109`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,172 sqft Living Area
Basement Area	1,590 sqft
Unfinished Basement	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	D130109
Street Address	37 KETCHAM RD
City	RIDGEFIELD
State	CT
Zip	06877-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	109
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3000
Census Tract	245600

Owner

Source: Ridgefield Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Line of Credit PROSPERITY HOME MORTGAGE
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jun 16, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PCSB BANK
Nov 18, 2020	Deed of Trust, Mortgage · Balloon Mortgage LOANDEPOT.COM LLC
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Jun 25, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jun 16, 2023 · Amount on Record
Deed Book / Page	1193 / 231
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jul 1, 2026
Property Address	37 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Document Number	1193000231
Book / Page	1193 / 231
Instrument Date	Jun 24, 2026
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 KETCHAM RD, RIDGEFIELD, CT 06877-3114

Mortgage

Date	Jul 1, 2026

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	37 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001152-331
Date	Dec 28, 2022
Book Page	1152/331

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2047

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 16, 2023
Property Address	37 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Document Number	0001157-68
Book / Page	1157 / 68
Instrument Date	Jun 15, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1074 ROSEWOOD DR NE, ATLANTA, GA 30306-3553

Mortgage

Document Number	0000115771
Date	Jun 16, 2023
Instrument	1157/71

Lender

Name	PCSB BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	37 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1105-232
Date	Nov 18, 2020
Book Page	1105/232

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	37 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Document Number	1077-675
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 KETCHAM RD RIDGEFIELD CT 068773114, RIDGEFIELD, CT 06877-3114

Mortgage

Document Number	1077-675
Date	Aug 7, 2019
Book Page	001077/000675

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 6, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 25, 2019
Property Address	37 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Document Number	1075-417
Book / Page	001075 / 000417
Instrument Date	Jun 25, 2019
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 KETCHAM RD RIDGEFIELD CT 068773114, RIDGEFIELD, CT 06877-3114

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,862.00	$652,120 (+10.79%) Land $252,000 Building $400,120	$456,484 Land $176,400 Building $280,084
2024	$17,862.00 (+17.57%)
2023	$15,193.00 (+1.83%)	$588,630 (+12.16%) Land $252,000 Building $336,630
2022	$14,920.00	$524,790 Land $189,000 Building $335,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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