25 Ketcham Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 25 Ketcham Rd, Ridgefield, CT 06877

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,110,180 (Aug 2025)
Tax Bill	$21,763 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D130051`

Property Details

APN / Parcel Number

Primary APN	`D130051`
Alternative APN	`RIDG M:D13 B:0051`

Exterior

Lot Area	51,836 sqft (1.19 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	D130051
Street Address	25 KETCHAM RD
City	RIDGEFIELD
State	CT
Zip	06877-3114
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RAA
Legal Block	51
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3000
Census Tract	245600

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Aug 6, 2025	Warranty Deed, Transfer · Line of Credit MORGAN STANLEY PRIVATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Deed Book / Page	1181 / 322
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	25 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001131-913
Date	Oct 14, 2021
Book Page	1131/913

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Aug 1, 2028
Index	Other

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Aug 6, 2025
Property Address	25 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Document Number	001181-322
Book / Page	1181 / 322
Instrument Date	Aug 4, 2025
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001181325
Date	Aug 6, 2025
Instrument	1181/325

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,763.00	$794,570 (-) Land $252,000 Building $542,570	$556,199 Land $176,400 Building $379,799
2024	$21,763.00 (+6.12%)
2023	$20,508.00 (-3.99%)	$794,570 (+5.75%) Land $252,000 Building $542,570
2022	$21,361.00	$751,340 Land $189,000 Building $562,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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