21 Ketcham Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 21 Ketcham Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,784 sqft · built 1970
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Nov 2019)
Tax Bill	$13,350 (2025)
Deeds & Mortgages	Jul 2023 Refinance Dec 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D130050`

Property Details

APN / Parcel Number

Primary APN	`D130050`
Alternative APN	`RIDG M:D13 B:0050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
Basement Area	1,784 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,033 sqft (1.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	D130050
Street Address	21 KETCHAM RD
City	RIDGEFIELD
State	CT
Zip	06877-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	50
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3000
Census Tract	245600

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Dec 7, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Nov 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Book / Page	1082 / 17
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	21 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01157-1041
Date	Jul 7, 2023
Book Page	1157/1041

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2033

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	21 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1068-1056
Date	Dec 7, 2018
Book Page	1068/1056

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Nov 5, 2019
Property Address	21 KETCHAM RD, RIDGEFIELD, CT 06877-3114
Document Number	1082-17
Book / Page	1082 / 17
Instrument Date	Nov 4, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	108220
Date	Nov 5, 2019
Instrument	1082/20

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,350.00	$487,410 (-) Land $252,000 Building $235,410	$341,187 Land $176,400 Building $164,787
2024	$13,350.00 (+6.12%)
2023	$12,580.00 (+5.04%)	$487,410 (+15.71%) Land $252,000 Building $235,410
2022	$11,976.00	$421,250 Land $189,000 Building $232,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ketcham Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures