37 Harding Ave, Buffalo, NY 14217 Property Records

Erie County and Tonawanda Town property record for 37 Harding Ave, Buffalo, NY 14217

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 1,925 sqft · built 1930
Lot Size	0.083 acres (3,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,500 (Sep 1996)
Tax Bill	$6,607 (2026)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146489 66.47-5-5`

Property Details

APN / Parcel Number

Primary APN	`146489 66.47-5-5`
Alternative APNs	`64890664700005005000` `024 0289000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,925 sqft Total Area
1st Floor Area	1,100 sqft
2nd Floor Area	660 sqft
Upper Floors Area	165 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,604 sqft (0.083 acres)
Lot Dimensions	106 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	024 0289000
Street Address	37 HARDING AVE
City	BUFFALO
State	NY
Zip	14217-1407
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Description	991 W DELAWARE RD 1443 60 34 X 106
Legal Block	5
Legal Lot Number	5.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	2
Census Block	2006
Census Tract	8102

Owner

Source: Erie County and Tonawanda Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 HARDING AVE, BUFFALO, NY 14217-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1996 · Amount on Record
Deed Sale	Sep 3, 1996 · Amount on Record
Deed Book / Page	10906 / 2138
Last Transfer Date	Dec 3, 2008
Transfer Doc	0000247001
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	37 HARDING AVE, BUFFALO, NY 14217-1407
Document Number	0138503843
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 HARDING AVE KENMORE NY 142171407, KENMORE, NY 14217-1407

Mortgage

Document Number	0138503843
Date	Mar 29, 2018
Book Page	013850/003843

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2033

Tax Assessment & Valuation

Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Tonawanda Town
Unified School District	Kenmore-Tonawanda Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,607.00 (+20.32%) Homeowner's exemption Senior Citizen's exemption
2025	$5,491.00 (+136.17%)	$51,500 (-) Land $5,800 Building $45,700	$245,200 (+9.51%) Land $27,615 Building $217,585
2024	$2,325.00 (-45.28%) Homeowner's exemption	$51,500 (-) Land $5,800 Building $45,700	$223,913 (+4.34%) Land $25,217 Building $198,696
2023		$51,500 Land $5,800 Building $45,700	$214,600 Land $24,169 Building $190,431
2019	$4,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20