37 E Montgomery St, Coldwater, MI 49036 Property Records

Branch County property record for 37 E Montgomery St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2024)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jan 2024 Transfer Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-196-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-196-00`

Interior

Full Baths	1 Bath
Building Area	1,176 sqft Building Perimeter
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,534 sqft (0.15 acres)
Garage Area	744 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	37 E MONTGOMERY ST
City	COLDWATER
State	MI
Zip	49036-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 20 FT IN WIDTH OF LOT 6 & E 28 FT IN WIDTH OFF LOT 5 BASSETT ADDN RESV R/W OVER W 4 FT IN WIDTH OF BALANCE OF LOT 5 NO ABV
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	BASSETT ADD
Legal Lot Number	5-6
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1013
Census Tract	951500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marshall Street Historic District listed 1990 · 349 contributing resources · NRIS 90001123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

37 E Montgomery St is owned and occupied by an individual who bought it in May 2024.

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	37 E MONTGOMERY ST, COLDWATER, MI 49036-1439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 4, 2022	Land Contract, Transfer
Mar 11, 2022	Warranty Deed, Transfer
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2024 · Amount on File
Deed Sale	May 9, 2024 · Amount on File
Prior Sale	May 9, 2024 · Amount on File
Deed Document Number	20242477
Prior Transfer Date	Jan 12, 2024
Prior Transfer Doc	0202400275
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 17, 2024
Property Address	37 E MONTGOMERY ST, COLDWATER, MI 49036-1439
Document Number	0202400275
Instrument Date	Jan 12, 2024
Instrument	2024-00275
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 E MONTGOMERY ST, COLDWATER, MI 49036-1439

March 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BRANCH MI
Recording Date	Mar 4, 2022
Property Address	37 E MONTGOMERY ST, COLDWATER, MI 49036-1439
Document Number	0202201452
Instrument Date	Mar 3, 2022
Instrument	2022-01452
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 RACE ST, 161, COLDWATER, MI 49036-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 E MONTGOMERY ST, COLDWATER, MI 49036-1439

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 11, 2022
Property Address	37 E MONTGOMERY ST, COLDWATER, MI 49036-1439
Document Number	0202201589
Instrument Date	Mar 2, 2022
Instrument	2022-01589
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Amount	Amount on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 E MONTGOMERY ST, 37, COLDWATER, MI 49036-1439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 RACE ST, COLDWATER, MI 49036-2114

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	37 E MONTGOMERY ST, COLDWATER, MI 49036-1439
Transaction Type	Mortgage
Record Updated	Oct 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905794
Date	Sep 11, 2019
Instrument	2019-05794

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 37 E Montgomery St was $1,924, up 34.2% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,850 (+39.56%)	$133,700 (+39.56%)
2025	$1,924.00 (+34.17%)	$47,900	$95,800
2024	$1,434.00
2023		$34,200	$68,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 37 E Montgomery St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 E Montgomery St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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