20 E Montgomery St, Coldwater, MI 49036 Property Records

Branch County property record for 20 E Montgomery St, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details1 ba · 650 sqft · built 1921
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$88,000 (Jun 2023)
Tax Bill$1,946 (2025)
Deeds & MortgagesJun 2023 Sale
Flood ZoneZone X (minimal risk)
APN302-000-000-237-00

Property Details

APN / Parcel Number

Primary APN302-000-000-237-00

Interior

Full Baths1 Bath
Building Area650 sqft Building Perimeter
1st Floor Area650 sqft
Basement Area650 sqft
Unfinished Basement650 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Lot Area6,534 sqft (0.15 acres)
Garage Area216 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address20 E MONTGOMERY ST
CityCOLDWATER
StateMI
Zip49036-1440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT NO 52 LANPHERE ADD EX W 1 RD WIDE & EXC S 1 RD WIDE SEC 15 T6S R6W
Legal Range06W
Legal Township06S
Legal Section15
Legal SubdivisionLANPHERE ADD
Legal Lot Number52
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1016
Census Tract951500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marshall Street Historic District
listed 1990 · 349 contributing resources · NRIS 90001123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19 E MONTGOMERY ST, COLDWATER, MI 49036-1439
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Prior SaleFeb 7, 2007 · Amount on Record
Deed Document Number20233289
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateJun 15, 2023
Property Address20 E MONTGOMERY ST, COLDWATER, MI 49036-1440
Document Number0202303289
Map ReferenceMB 1 PG 34
Instrument DateJun 12, 2023
Instrument2023-03289
Transaction TypeTransfer
Record UpdatedJul 5, 2023
Title CompanyBRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

AmountAmount Recorded
Tax$660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7718 WALNUT AVE, JENISON, MI 49428-7985

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 E MONTGOMERY ST, COLDWATER, MI 49036-1439

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,350 (+53.97%)$102,700 (+53.97%)
2025$1,946.00 (-3.23%)$33,350 (+37.53%)$66,700 (+37.53%)
2024$2,011.00
2023$24,250$48,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER
serves 13,822 people · EPA ID MI0001500
Water SourceGroundwater
Last State InspectionOct 2021
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Coldwater Board of Public Utilities
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

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