36 E Montgomery St, Coldwater, MI 49036 Property Records

Branch County property record for 36 E Montgomery St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 934 sqft · built 1890
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Aug 2021)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	May 2018 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-239-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-239-00`

Interior

Full Baths	1 Bath
Building Area	934 sqft Building Perimeter
1st Floor Area	726 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	11,761 sqft (0.27 acres)
Garage Area	460 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	36 E MONTGOMERY ST
City	COLDWATER
State	MI
Zip	49036-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 E O LANPHERE ADDN SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	E O LANPHERE ADD
Legal Lot Number	50
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1016
Census Tract	951500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marshall Street Historic District listed 1990 · 349 contributing resources · NRIS 90001123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 E MONTGOMERY ST, COLDWATER, MI 49036-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 17, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Feb 12, 2001
Deed Document Number	20216026
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0202005241
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	36 E MONTGOMERY ST, COLDWATER, MI 49036-1440
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803550
Date	May 24, 2018
Instrument	2018-03550

Lender

Name	CHEMICAL BANK
Type	Bank
Address	00000

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 2, 2021
Property Address	36 E MONTGOMERY ST, COLDWATER, MI 49036-1440
Document Number	0202106026
Map Reference	LB 1 PG 34
Instrument Date	Feb 2, 2021
Instrument	2021-06026
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	AMROCK INC, AMROCK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 E MONTGOMERY ST, COLDWATER, MI 49036-1440

Mortgage

Document Number	0202106027
Date	Aug 2, 2021
Instrument	2021-06027

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Aug 17, 2020
Property Address	36 E MONTGOMERY ST, COLDWATER, MI 49036-1440
Document Number	0202005241
Map Reference	LB 1 PG 34
Instrument Date	Jul 30, 2020
Instrument	2020-05241
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 E MONTGOMERY ST, COLDWATER, MI 49036-1440

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,200 (+66.34%)	$134,400 (+66.34%)
2025	$1,136.00 (+3.65%)	$40,400	$80,800
2024	$1,096.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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