Worcester County and Dudley Town property record for 37 Cottage Rd, Dudley, MA 01571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,028 sqft · built 1972 |
| Lot Size | 1.01 acres (43,995 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,993 (2026) |
| Deeds & Mortgages | May 2021 Refinance Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DUDL M:205 L:048 |
| Primary APN | DUDL M:205 L:048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 2,114 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,995 sqft (1.01 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 37 COTTAGE RD |
|---|---|
| City | DUDLEY |
| State | MA |
| Zip | 01571-5764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R87 |
| Legal Lot Number | 48 |
| Jurisdiction | DUDLEY MA |
| Township / Civil Division | DUDLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 755202 |
37 Cottage Rd is owned and occupied by an individual.
Source: Worcester County and Dudley Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37 COTTAGE RD, DUDLEY, MA 01571-5764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Aug 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINL CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUDLEY MA |
| Property Address | 37 COTTAGE RD, DUDLEY, MA 01571-5764 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65094-145 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 65094/145 |
| Instrument | 61973 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUDLEY MA |
| Property Address | 37 COTTAGE RD, DUDLEY, MA 01571-5764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57571-75 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 57571/75 |
| Instrument | 87700 |
| Name | HOME POINT FINL CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 37 Cottage Rd was $4,993, up 6.4% from the year before.
Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Dudley Town |
| Unified School District | Dudley-Charlton Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,993.00 (+6.42%) | $496,300 (+11.8%) Land $302,300 Building $194,000 | $455,715 |
| 2025 | $4,692.00 (+15.77%) | $443,900 (+14.79%) Land $261,900 Building $182,000 | |
| 2024 | $4,053.00 (+0.37%) | $386,700 (-2.69%) Land $219,600 Building $167,100 | |
| 2023 | $4,038.00 | $397,400 Land $224,100 Building $173,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37 Cottage Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 37 Cottage Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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