28 Cottage Rd, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 28 Cottage Rd, Dudley, MA 01571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,104 sqft · built 1991
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$527,500 (Aug 2021)
Tax Bill	$6,045 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DUDL M:205 L:050`

Property Details

APN / Parcel Number

Primary APN	`DUDL M:205 L:050`
Alternative APN	`M:005 B:E=2 L:137=010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,104 sqft Living Area
Gross Area	5,212 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 COTTAGE RD
City	DUDLEY
State	MA
Zip	01571-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R87
Legal Subdivision	LAND DUDLEY
Legal Lot Number	50
Jurisdiction	DUDLEY MA
Township / Civil Division	DUDLEY
Census Block Group	2
Census Block	2000
Census Tract	755202

Owner

Source: Worcester County and Dudley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 COTTAGE RD, DUDLEY, MA 01571-5764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Jan 30, 1991 · Amount on Record
Deed Document Number	2021122193
Deed Book / Page	65955 / 86
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUDLEY MA
Recording Date	Aug 31, 2021
Property Address	28 COTTAGE RD, DUDLEY, MA 01571-5764
Document Number	65955-86
Book / Page	65955 / 86
Instrument Date	Aug 31, 2021
Instrument	122193
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 COTTAGE RD, DUDLEY, MA 01571-5764

Mortgage

Document Number	122194
Date	Aug 31, 2021
Instrument	122194

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	28 COTTAGE RD, DUDLEY, MA 01571-5764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59684-308
Date	Nov 14, 2018
Book Page	59684/308
Instrument	120751

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Dudley Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,045.00 (+9,975%)	$600,900 (+5.79%) Land $98,900 Building $502,000	$641,920 (-4.88%)
2025	$60.00 (-98.98%)	$568,000 (+0.92%) Land $84,900 Building $483,100	$674,880
2024	$5,898.00 (+15.85%)	$562,800 (+12.31%) Land $84,900 Building $477,900
2023	$5,091.00	$501,100 Land $74,400 Building $426,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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