26 Cottage Rd, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 26 Cottage Rd, Dudley, MA 01571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,642 sqft · built 2000
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$175,800 (Nov 2000)
Tax Bill	$4,880 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DUDL M:205 L:051`

Property Details

APN / Parcel Number

Primary APN	`DUDL M:205 L:051`
Alternative APN	`M:005 B:E=3 L:137=008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	3,816 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	26 COTTAGE RD
City	DUDLEY
State	MA
Zip	01571-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R43
Legal Lot Number	51
Jurisdiction	DUDLEY MA
Township / Civil Division	DUDLEY
Census Block Group	2
Census Block	2000
Census Tract	755202

Owner

Source: Worcester County and Dudley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	26 COTTAGE RD, DUDLEY, MA 01571-5764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2017	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MTG SVCS
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2000 · Amount on Record
Deed Sale	Nov 22, 2000 · Amount on Record
Deed Book / Page	23241 / 291
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	26 COTTAGE RD, DUDLEY, MA 01571-5764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57624-46
Date	Aug 23, 2017
Book Page	57624/46
Instrument	92235

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	26 COTTAGE RD, DUDLEY, MA 01571-5764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADAMS & ASSOC LEGAL SVCS TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60799-379
Date	Jul 31, 2019
Book Page	60799/379
Instrument	74981

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	26 COTTAGE RD, DUDLEY, MA 01571-5764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63698-262
Date	Nov 9, 2020
Book Page	63698/262
Instrument	135857

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Dudley Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,880.00 (+10,282.98%)	$485,100 (+8.28%) Land $92,600 Building $392,500	$498,221 (+5.29%)
2025	$47.00 (-98.92%)	$448,000 (+8.03%) Land $79,600 Building $368,400	$473,195
2024	$4,346.00 (+13.3%)	$414,700 (+9.83%) Land $79,600 Building $335,100
2023	$3,836.00	$377,600 Land $69,500 Building $308,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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