37 Clipper Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 37 Clipper Rd, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,192 sqft · built 1948
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$169,900 (Dec 2009)
Tax Bill$2,551 (2024)
Deeds & MortgagesJul 2023 Mortgage
Jan 2017 Loan Modification
APN15-1508551100

Property Details

APN / Parcel Number

Primary APN15-1508551100
Alternative APN
  • 1508551100

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,192 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1508551100
Street Address37 CLIPPER RD
CityESSEX
StateMD
Zip21221-7009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTERN TERRACE
Legal SubdivisionEASTERN TERRACE
Legal BlockG
Legal Lot Number2
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1015
Census Tract450200

Owner

Source: Baltimore County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address37 CLIPPER RD, ESSEX, MD 21221-7009
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage
POINT BREEZE CU
Jan 18, 2017Loan Modification, Mortgage
OCWEN LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2009 · Amount on Record
Deed SaleDec 1, 2009 · Amount on Record
Prior SaleAug 6, 2008
Deed Document Number2009400656
Deed Book / Page28894 / 383
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address37 CLIPPER RD, BALTIMORE, MD 21221-7009
Transaction TypeMortgage
Record UpdatedAug 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0482430219
DateJul 21, 2023
Book Page48243/219
Lender
NamePOINT BREEZE CU
TypeCredit Union
AddressHUNT VALLEY, MD 21031
Agreement
AmountAmount Recorded
Term240 Months
DueJul 11, 2043

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALTIMORE MD
Property Address37 CLIPPER RD, BALTIMORE, MD 21221-7009
Document Number0387560405
Book / Page038756 / 000405
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedApr 5, 2017
Title CompanyPREMIUM TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 CLIPPER RD ESSEX MD 212217009, ESSEX, MD 21221-7009

Mortgage

Document Number0387560405
DateMar 22, 2017
Book Page038756/000405
Lender
NameOCWEN LN SERVICING
TypeFunding / Finance Company
AddressWEST PALM BEACH, FL 33407
Agreement
AmountAmount Recorded
Term360 Months
DueMar 21, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$162,933 (+8.33%)$169,200 (+12.5%) Land $53,200 Building $116,000
2024$2,551.00 (+101.5%)
2023$1,266.00 Homeowner's exemption$150,400 Land $52,500 Building $97,900$150,400 Land $52,500 Building $97,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimAug 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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