38 Clipper Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 38 Clipper Rd, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,188 sqft · built 1955
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Mar 2021)
Tax Bill$1,535 (2023)
Deeds & MortgagesMar 2021 Sale & Mortgage
Dec 2020 Sale
APN15-1518000550

Property Details

APN / Parcel Number

Primary APN15-1518000550
Alternative APN
  • 1518000550

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,188 sqft Total Area
1st Floor Area792 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1518000550
Street Address38 CLIPPER RD
CityBALTIMORE
StateMD
Zip21221-7010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description38 CLIPPER RD EASTERN TERRACE
Legal SubdivisionEASTERN TERRACE
Legal Lot Number10
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1015
Census Tract450200

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address38 CLIPPER RD, BALTIMORE, MD 21221-7010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 3, 2020Grant Deed, Transfer
CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Prior SaleDec 3, 2020 · Amount on Record
Deed Document Number0004440969
Deed Book / Page44409 / 69
Record UpdatedJun 7, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMar 29, 2021
Property Address38 CLIPPER RD, BALTIMORE, MD 21221-7010
Document Number0444090069
Book / Page44409 / 69
Map ReferenceMB GLB 19 FO 14
Instrument DateFeb 2, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCARTER TITLE LLC, CHARTER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address38 CLIPPER RD, BALTIMORE, MD 21221-7010

Mortgage

Document Number0004440977
DateMar 29, 2021
Instrument44409/77
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 20, 2051

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateDec 3, 2020
Property Address38 CLIPPER RD, BALTIMORE, MD 21221-7010
Document Number0437230024
Book / Page043723 / 000024
Instrument DateDec 2, 2020
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyCHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

AmountAmount Recorded
Tax$1,755.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 CLIPPER RD ESSEX MD 212217010, ESSEX, MD 21221-7010

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,535.00$150,200 Land $54,300 Building $95,900$150,200 Land $54,300 Building $95,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimAug 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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