25 Clipper Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 25 Clipper Rd, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,944 sqft · built 1948
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Dec 2019)
Tax Bill$3,161 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2019 Sale & Mortgage
APN15-1507583290

Property Details

APN / Parcel Number

Primary APN15-1507583290
Alternative APN
  • 1507583290

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,944 sqft Living Area
1st Floor Area1,074 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1507583290
Street Address25 CLIPPER RD
CityESSEX
StateMD
Zip21221-7009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTERN TERRACE
Legal SubdivisionEASTERN TERRACE
Legal BlockG
Legal Lot Number8
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1015
Census Tract450200

Owner

Source: Baltimore County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25 CLIPPER RD, ESSEX, MD 21221-7009
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 6, 2019Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2019 · Amount on Record
Deed SaleDec 6, 2019 · Amount on Record
Prior SaleJul 30, 1976 · Amount on Record
Deed Book / Page42203 / 200
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address25 CLIPPER RD, BALTIMORE, MD 21221-7009
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0449440433
DateJun 21, 2021
Book Page44944/433
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateDec 6, 2019
Property Address25 CLIPPER RD, BALTIMORE, MD 21221-7009
Document Number0422030200
Book / Page42203 / 200
Map ReferenceMB CMB12 FO 119
Instrument DateDec 2, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address25 CLIPPER RD, BALTIMORE, MD 21221-7009

Mortgage

Document Number0042203206
DateDec 6, 2019
Instrument42203/206
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,161.00 (+72.07%)$246,400 (+16.67%)$264,000 (+25%) Land $54,500 Building $209,500
2023$1,837.00$211,200 Land $53,000 Building $158,200$211,200 Land $53,000 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimAug 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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