St. Louis County property record for 37 Cato Ave, Duluth, MN 55808
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 1,796 sqft · built 1918 |
| Lot Size | 0.136 acres (5,941 sqft) |
| Owner | Company Name on File |
| Last Sale | $240,500 (Nov 2025) |
| Tax Bill | $3,314 (2026) |
| Deeds & Mortgages | Nov 2025 Sale Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3970-01810 |
| Primary APN | 010-3970-01810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Gross Area |
| 1st Floor Area | 1,026 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 5,941 sqft (0.136 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 154 sqft |
| Deck Area | 56 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1191353 |
|---|---|
| Street Address | 37 CATO AVE |
| City | DULUTH |
| State | MN |
| Zip | 55808-1111 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0005 BLOCK:016 SERIAL # |
| Legal Subdivision | RIVERSIDE DULUTH |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3600 |
37 Cato Ave, a residential property, is owned by a company that bought it in November 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 201 2ND ST SW, CHISHOLM, MN 55719-2007 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2025 | Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM |
| Oct 25, 2018 | Warranty Deed, Transfer · FHA Mortgage MARKETPLACE HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on File |
| Deed Sale | Nov 20, 2025 · Amount on File |
| Prior Sale | Oct 25, 2018 · Amount on File |
| Deed Document Number | 20251096456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 20, 2025 |
| Property Address | 37 CATO AVE, DULUTH, MN 55808-1111 |
| Document Number | 0001096456 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 1096456 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Tax | $793.65 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 2ND ST SW, CHISHOLM, MN 55719-2007 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 25, 2018 |
| Property Address | 37 CATO AVE, DULUTH, MN 55808-1111 |
| Document Number | 00T1004287 |
| Instrument Date | Oct 3, 2018 |
| Instrument | T1004287 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 CATO AVE DULUTH MN 558081111, DULUTH, MN 55808-1111 |
| Document Number | T1004288 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | T1004288 |
| Name | MARKETPLACE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDINA, MN 55435 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2048 |
The 2026 property tax bill for 37 Cato Ave was $3,314, down 8.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,314.00 (-8.81%) | ||
| 2025 | $3,634.00 (-2.68%) | $208,300 (+6.28%) Land $13,200 Building $195,100 | $208,300 (+6.28%) Land $13,200 Building $195,100 |
| 2024 | $3,734.00 | $196,000 Land $15,400 Building $180,600 | $196,000 Land $15,400 Building $180,600 |
| 2022 | $152,100 Land $14,600 Building $137,500 | $152,100 Land $14,600 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37 Cato Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 37 Cato Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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