33 Cato Ave, Duluth, MN 55808 Property Records

St. Louis County property record for 33 Cato Ave, Duluth, MN 55808 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 910 sqft · built 1917
Lot Size	0.09 acres (3,959 sqft)
Owner	Individual Name on File
Last Sale	$98,900 (Nov 2014)
Tax Bill	$1,714 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3970-01790`

Property Details

APN / Parcel Number

Primary APN	`010-3970-01790`
Alternative APN	`979832`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	910 sqft Gross Area
1st Floor Area	520 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Lot Area	3,959 sqft (0.09 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	63 sqft
Deck Area	200 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	979832
Street Address	33 CATO AVE
City	DULUTH
State	MN
Zip	55808-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:016 SERIAL #
Legal Subdivision	RIVERSIDE
Legal Block	16
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2007
Census Tract	3600

Owner

Source: St. Louis County records · APN 010-3970-01790

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	33 CATO AVE, DULUTH, MN 55808-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2014 · Amount on Record
Deed Sale	Nov 07, 2014 · Amount on Record
Prior Sale	Sep 16, 2011 · Amount on Record
Deed Document Number	2014284258
Prior Transfer Date	Jul 26, 2001
Prior Transfer Doc	0000734255
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	33 CATO AVE, DULUTH, MN 55808-1111
Document Number	00T1023371
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	TORRENS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 CATO AVE DULUTH MN 558081111, DULUTH, MN 55808-1111

Mortgage

Document Number	00T1023371
Date	May 13, 2020
Instrument	T1023371

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2040

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,714.00 (-0.92%) Homeowner's exemption
2025	$1,730.00 (-25.56%) Homeowner's exemption	$139,800 (+6.31%) Land $7,600 Building $132,200	$139,800 (+6.31%) Land $7,600 Building $132,200
2024	$2,324.00	$131,500 (+17.62%) Land $9,000 Building $122,500	$131,500 (+17.62%) Land $9,000 Building $122,500
2022		$111,800 Land $8,500 Building $103,300	$111,800 Land $8,500 Building $103,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.