St. Louis County property record for 32 Cato Ave, Duluth, MN 55808 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 910 sqft · built 1917 |
| Lot Size | 0.092 acres (4,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,900 (Jan 2004) |
| Tax Bill | $1,702 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3970-01340 |
| Primary APN | 010-3970-01340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 910 sqft Gross Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 260 sqft |
| Finished Basement | 260 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,017 sqft (0.092 acres) |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 188 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 754075 |
|---|---|
| Street Address | 32 CATO AVE |
| City | DULUTH |
| State | MN |
| Zip | 55808-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0010 BLOCK:012 SERIAL # |
| Legal Subdivision | RIVERSIDE DULUTH |
| Legal Block | 12 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 3600 |
Source: St. Louis County records · APN 010-3970-01340
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 CATO AVE, DULUTH, MN 55808-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2004 · Amount on Record |
| Deed Sale | Jan 14, 2004 · Amount on Record |
| Prior Sale | Apr 22, 2002 · Amount on Record |
| Deed Document Number | 2004768785 |
| Prior Transfer Date | Jul 18, 2001 |
| Prior Transfer Doc | 0000722044 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,702.00 (-0.93%) Homeowner's exemption | ||
| 2025 | $1,718.00 (-8.42%) Homeowner's exemption | $138,800 (+6.2%) Land $8,900 Building $129,900 | $138,800 (+6.2%) Land $8,900 Building $129,900 |
| 2024 | $1,876.00 | $130,700 (+24.12%) Land $10,400 Building $120,300 | $130,700 (+24.12%) Land $10,400 Building $120,300 |
| 2022 | $105,300 Land $9,800 Building $95,500 | $105,300 Land $9,800 Building $95,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AirFiber | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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