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36W780 Oak Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 36W780 Oak Rd, Saint Charles, IL 60175 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1983
Square Footage2,424 sqft Living Area
Lot Size54,886 sqft (1.26 acres)
OccupancyOwner Occupied
Last Sale$540,000 (2021)
Tax Bill$12,501.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-16-376-019

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,424 sqft Living Area
Basement Area1,036 sqft Basement
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleVictorian Style
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialWood Roof
Lot Area54,886 sqft (1.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area460 sqft Garage

Exterior Amenities

Pool Area745 sqft Pool
Shed1 Shed
Shed Area280 sqft Shed
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address36W780 OAK RD
CitySAINT CHARLES
StateIL
Zip60175-4925
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMIDDLECREEK UNIT NO. 3 - LOT 78
Legal SubdivisionMIDDLECREEK
Legal Block4
Legal Lot Number78
Legal Unit3
JurisdictionKANE IL
Minor Civil DivisionST. CHARLES
Census Blockgroup4
Census Block4005
Census Tract852103

Owner

Source: Kane County records · APN 09-16-376-019

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address36W780 OAK RD, SAINT CHARLES, IL 60175-4925
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jul 11, 2018Deed of Trust, Mortgage · Line of Credit
AMERICAN AIRLINES FCU
Dec 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
BJV FINANCIAL SERVICES INC
Aug 09, 2019Warranty Deed, Transfer · Conventional Mortgage
BJV FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleAug 09, 2019 · Amount on Record
Deed Doc Number202192327
Last Transfer DateApr 03, 2025
Transfer Doc0000016785
Record RefreshedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 13, 2021
Property Address36W780 OAK RD, ST CHARLES, IL 60175-4925
Document Number0000092327
Instrument DateDec 09, 2021
Instrument2021K092327
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address36W780 OAK RD, SAINT CHARLES, IL 60175-4925

Mortgage

Document Number0000092328
DateDec 13, 2021
Instrument2021K092328
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeFixed Rate
Rate2.87%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address36W780 OAK RD, ST CHARLES, IL 60175-4925
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033182
DateJul 11, 2018
Instrument2018K033182
Lender
NameAMERICAN AIRLINES FCU
TypeCredit Union
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 18, 2020
Property Address36W780 OAK RD, ST CHARLES, IL 60175-4925
Document Number0000079441
Instrument DateNov 09, 2020
Instrument2020K079441
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address36W780 OAK RD, SAINT CHARLES, IL 60175-4925

Mortgage

Document Number0000079442
DateDec 18, 2020
Instrument2020K079442
Lender
NameBJV FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2040
Interest
Rate3%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 09, 2019
Property Address36W780 OAK RD, ST CHARLES, IL 60175-4925
Document Number0000035769
Instrument DateAug 07, 2019
Instrument2019K035769
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39W331 WEST CHICAGO, SAINT CHARLES, IL

Mortgage

Document Number0000035770
DateAug 09, 2019
Instrument2019K035770
Lender
NameBJV FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate4%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,501.00 (+16.76%)
2024$167,497 (+14.74%) Land $46,550 Building $120,947$502,692 (+14.79%) Land $139,706 Building $362,986
2022$10,707.00 (+10.7%) Homeowner's exemption$145,976 (+9.3%) Land $45,192 Building $100,784$437,928 (+9.3%) Land $135,576 Building $302,352
2021$9,672.00 Homeowner's exemption$133,556 Land $43,077 Building $90,479$400,668 Land $129,231 Building $271,437

Flood & Wildfire

36W780 Oak Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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