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36W818 Oak Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 36W818 Oak Rd, Saint Charles, IL 60175 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1979
Square Footage2,357 sqft Living Area
Lot Size2.55 acres
OccupancyOwner Occupied
Last Sale$405,000 (2022)
Tax Bill$10,566.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-16-376-017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,357 sqft Living Area
Basement Area1,040 sqft Basement
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area111,078 sqft
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area716 sqft Garage

Exterior Amenities

Pool Area720 sqft Pool
Shed1 Shed
Shed Area120 sqft Shed
Deck AreaDeck Area
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address36W818 OAK RD
CitySAINT CHARLES
StateIL
Zip60175-4925
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 043-MIDDLECREEK
Legal SubdivisionMIDDLECREEK
Legal Block4
JurisdictionKANE IL
Minor Civil DivisionST. CHARLES
Census Blockgroup4
Census Block4005
Census Tract852103

Owner

Source: Kane County records · APN 09-16-376-017

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address36W818 OAK RD, SAINT CHARLES, IL 60175-4925
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 31, 2022Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Dec 01, 2021Quit Claim Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Mar 03, 2022Correction Deed
CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2022 · Amount on Record
Deed SaleMar 31, 2022 · Amount on Record
Deed Doc Number202217752
Last Transfer DateFeb 13, 2025
Transfer Doc0000005623
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address36W818 OAK RD, ST CHARLES, IL 60175-4925
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address36W818 OAK RD, SAINT CHARLES, IL 60175-4925

Mortgage

Document Number0000040342
DateAug 09, 2022
Instrument2022K040342
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 18, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMar 31, 2022
Property Address36W818 OAK RD, ST CHARLES, IL 60175-4925
Document Number0000017752
Instrument DateMar 25, 2022
Instrument2022K017752
Transaction TypeTransfer
Record UpdatedApr 06, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36W818 OAK RD, SAINT CHARLES, IL 60175-4925

Mortgage

Document Number0000017753
DateMar 31, 2022
Instrument2022K017753
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateApr 01, 2037
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.37%
IndexOther
Margin3
Max Rate8.37%

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 01, 2021
Property Address36W818 OAK RD, ST CHARLES, IL 60175-4925
Document Number0000089652
Instrument DateNov 15, 2021
Instrument2021K089652
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address36W818 OAK RD, 36W818, SAINT CHARLES, IL 60175-4925

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 S LA SALLE ST STE 2750, 2750, CHICAGO, IL 60603-1108

March 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionKANE IL
Recording DateMar 03, 2022
Property Address36W818 OAK RD, ST CHARLES, IL 60175-4925
Document Number0000012231
Instrument DateNov 15, 2021
Instrument2022K012231
Record UpdatedMar 09, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address36W818 OAK RD, 36W818, SAINT CHARLES, IL 60175-4925

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 S LA SALLE ST STE 2750, 2750, CHICAGO, IL 60603-1108
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,566.00 (+6.66%)$166,268 (+16.04%) Land $50,521 Building $115,747$499,004 (+16.04%) Land $151,624 Building $347,380
2024$143,281 (+1.97%) Land $46,550 Building $96,731$430,015 (+2.01%) Land $139,706 Building $290,309
2022$9,906.00 (+6.28%) Homeowner's exemption$140,512 (+4.91%) Land $45,192 Building $95,320$421,536 (+4.91%) Land $135,576 Building $285,960
2021$9,321.00 Homeowner's exemption$133,936 Land $43,077 Building $90,859$401,808 Land $129,231 Building $272,577

Flood & Wildfire

36W818 Oak Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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