3697 Dry Creek Ln, Oxnard, CA 93036 Property Records

Ventura County property record for 3697 Dry Creek Ln, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,464 sqft · built 2003
Lot Size	0.189 acres (8,211 sqft)
Owner	Company Name on Record
Last Sale	$795,000 (Oct 2005)
Tax Bill	$6,444 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2017 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`179-0-230-285`

Property Details

APN / Parcel Number

Primary APN	`179-0-230-285`
Alternative APN	`1380190405`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,464 sqft Living Area
1st Floor Area	2,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	8,211 sqft (0.189 acres)
Garage Area	631 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	285 sqft
Patio Area	375 sqft

Location & Zoning

Street Address	3697 DRY CREEK LN
City	OXNARD
State	CA
Zip	93036-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 523401 LOT: 89 REF: 146MR 28
Legal Subdivision	TRACT NO. 52341
Legal Tract	523401
Legal Block	230
Legal Lot Number	89
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3012
Census Tract	2901

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3697 DRY CREEK LN, OXNARD, CA 93036-6337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2005 · Amount on Record
Deed Sale	Oct 28, 2005 · Amount on Record
Prior Sale	Sep 26, 2003 · Amount on Record
Deed Document Number	2005265845
Last Transfer Date	Sep 28, 2017
Transfer Doc	0000128787
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3697 DRY CREEK LN, OXNARD, CA 93036-6337
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3697 DRY CREEK LN, OXNARD, CA 93036-6337

Mortgage

Document Number	2022000032129
Date	Mar 9, 2022
Instrument	2022000032129

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 3, 2017
Property Address	3697 DRY CREEK LN, OXNARD, CA 93036-6337
Document Number	0000128787
Instrument Date	Sep 28, 2017
Instrument	128787
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3697 DRY CREEK LN OXNARD CA 930366337, OXNARD, CA 93036-6337

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,661 (+2%) Land $254,080 Building $281,581
2025	$6,444.00 (+2.24%) Homeowner's exemption	$525,158 (+4.04%) Land $249,098 Building $276,060
2024	$6,303.00 (+3.8%)
2023	$6,072.00 (+3.13%) Homeowner's exemption	$504,766 Land $239,424 Building $265,342
2022	$5,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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