3658 Dry Creek Ln, Oxnard, CA 93036 Property Records

Ventura County property record for 3658 Dry Creek Ln, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,623 sqft · built 2003
Lot Size	0.173 acres (7,542 sqft)
Owner	Trust Name on File
Last Sale	$628,000 (Aug 2013)
Tax Bill	$9,453 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`179-0-230-195`

Property Details

APN / Parcel Number

Primary APN	`179-0-230-195`
Alternative APN	`1380190405`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,623 sqft Living Area
1st Floor Area	2,623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,542 sqft (0.173 acres)
Garage Area	607 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	184 sqft

Location & Zoning

Street Address	3658 DRY CREEK LN
City	OXNARD
State	CA
Zip	93036-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 523401 LOT: 80 REF: 146MR 28
Legal Subdivision	TRACT NO 5234 1
Legal Tract	523401
Legal Block	230
Legal Lot Number	80
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3005
Census Tract	2901

Owner

3658 Dry Creek Ln is owner-occupied and held in a trust since August 2019.

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3658 DRY CREEK LN, OXNARD, CA 93036-6337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2013 · Amount on File
Deed Sale	Aug 22, 2013 · Amount on File
Prior Sale	May 21, 2013 · Amount on File
Deed Document Number	2013147166
Last Transfer Date	Aug 30, 2019
Transfer Doc	0001052340
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3658 DRY CREEK LN, OXNARD, CA 93036-6337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 DRY CREEK LN, OXNARD, CA 93036-6337

Mortgage

Document Number	0000143467
Date	Sep 11, 2020
Instrument	20200911-00143467

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 9, 2019
Property Address	3658 DRY CREEK LN, OXNARD, CA 93036-6337
Document Number	0000105234
Instrument Date	Aug 30, 2019
Instrument	105234
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3658 DRY CREEK LN OXNARD CA 930366337, OXNARD, CA 93036-6337

Tax Assessment & Valuation

The 2025 property tax bill for 3658 Dry Creek Ln was $9,453 with a homeowner's exemption, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$785,225 (+2%) Land $313,840 Building $471,385
2025	$9,453.00 (+2.23%) Homeowner's exemption	$769,829 Land $307,686 Building $462,143
2024	$9,247.00 (+3.81%)
2023	$8,908.00 (+3.13%) Homeowner's exemption	$739,937 Land $295,738 Building $444,199
2022	$8,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3658 Dry Creek Ln in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3658 Dry Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Dry Creek Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures