3687 Dry Creek Ln, Oxnard, CA 93036 Property Records

Ventura County property record for 3687 Dry Creek Ln, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,041 sqft · built 2003
Lot Size	0.174 acres (7,563 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Aug 2010)
Tax Bill	$9,131 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`179-0-230-295`

Property Details

APN / Parcel Number

Primary APN	`179-0-230-295`
Alternative APN	`1380190405`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,041 sqft Living Area
1st Floor Area	1,622 sqft
2nd Floor Area	1,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,563 sqft (0.174 acres)
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft

Location & Zoning

Street Address	3687 DRY CREEK LN
City	OXNARD
State	CA
Zip	93036-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 523401 LOT: 90 REF: 146MR 28
Legal Subdivision	TRACT NO 5234 1
Legal Tract	523401
Legal Block	230
Legal Lot Number	90
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3012
Census Tract	2901

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3687 DRY CREEK LN, OXNARD, CA 93036-6337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2010 · Amount on Record
Deed Sale	Aug 31, 2010 · Amount on Record
Prior Sale	Mar 1, 2010 · Amount on Record
Deed Document Number	2010130113
Last Transfer Date	May 12, 2015
Transfer Doc	0000076871
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3687 DRY CREEK LN, OXNARD, CA 93036-6337
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3687 DRY CREEK LN, OXNARD, CA 93036-6337

Mortgage

Document Number	0000077817
Date	Nov 29, 2021
Instrument	2021000077817

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3687 DRY CREEK LN, OXNARD, CA 93036-6337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047457
Date	Apr 25, 2018
Instrument	20180425-00047457

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 18, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$751,394 (+2%) Land $375,699 Building $375,695
2025	$9,131.00 (+2.22%)	$736,661 (+4.04%) Land $368,332 Building $368,329
2024	$8,933.00 (+3.79%)
2023	$8,607.00 (+3.1%)	$708,056 Land $354,029 Building $354,027
2022	$8,348.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000

May also be available: California Internet, T-Mobile USA, Verizon.

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