3697 Cypress Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 3697 Cypress Dr, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,469 sqft · built 2004
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2020)
Deeds & Mortgages	May 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-11-378-007`

Property Details

APN / Parcel Number

Primary APN	`04-11-378-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,469 sqft Living Area
Gross Area	4,938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	46,174 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3697 CYPRESS DR
City	SPRING GROVE
State	IL
Zip	60081-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0016839 LT 62 FOREST RIDGE SUB MEMO: FOREST RIDGE SUB AKA FOREST RIDGE ESTS
Legal Range	08E
Legal Township	46N
Legal Section	11
Legal Subdivision	FOREST RIDGE
Legal Lot Number	62
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2002
Census Tract	870104

Owner

3697 Cypress Dr is owned and occupied by an individual who bought it in May 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3697 CYPRESS DR, SPRING GROVE, IL 60081-8617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
May 13, 2020	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	Mar 25, 2014
Deed Document Number	2020R0016839
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3697 CYPRESS DR, SPRING GROVE, IL 60081-8617
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023948
Date	May 4, 2021
Instrument	2021R0023948

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	43129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	May 13, 2020
Property Address	3697 CYPRESS DR, SPRING GROVE, IL 60081-8617
Document Number	0000016839
Instrument Date	Apr 21, 2020
Instrument	2020R0016839
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 WINDSTREAM WAY, 206, CARY, NC 27518-9006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3697 CYPRESS DR, SPRING GROVE, IL 60081-8617

Mortgage

Document Number	0000016840
Date	May 13, 2020
Instrument	2020R0016840

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$134,455 Land $20,965 Building $113,490	$403,365 Land $62,895 Building $340,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3697 Cypress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3697 Cypress Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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