3419 Cypress Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 3419 Cypress Dr, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,673 sqft · built 2008
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Sep 2016)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-11-451-015`

Property Details

APN / Parcel Number

Primary APN	`04-11-451-015`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	2,673 sqft Living Area
Gross Area	4,234 sqft

Exterior

Year Built	Built 2008
Lot Area	62,726 sqft (1.44 acres)

Location & Zoning

Street Address	3419 CYPRESS DR
City	SPRING GROVE
State	IL
Zip	60081-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0036947 LTS 86, 86A, 86B FOREST RIDGE SUB PHASE 1 MEMO: MUNSON, MATTHEW LLOYD/ JACQUELINN A
Legal Subdivision	FOREST RIDGE
Legal Phase	1
Legal Lot Number	86A
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2002
Census Tract	870104

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3419 CYPRESS DR, SPRING GROVE, IL 60081-8617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit STATE BANK
Dec 12, 2019	Deed of Trust, Mortgage · Line of Credit STATE BANK
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2016 · Amount on Record
Deed Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	2016R0036947
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3419 CYPRESS DR, SPRING GROVE, IL 60081-8617
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023832
Date	Sep 21, 2023
Instrument	2023R0023832

Lender

Name	STATE BANK
Type	Bank
Address	WONDER LAKE, IL 60097

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.99%
Max Rate	18%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3419 CYPRESS DR, SPRING GROVE, IL 60081-8617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042772
Date	Dec 12, 2019
Instrument	2019R0042772

Lender

Name	STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3419 CYPRESS DR, SPRING GROVE, IL 60081-8617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLYMOUTH TITLE GUARANTY CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054162
Date	Dec 10, 2020
Instrument	2020R0054162

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$137,143 Land $22,717 Building $114,426	$411,429 Land $68,151 Building $343,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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