3704 Cypress Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 3704 Cypress Dr, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,922 sqft · built 2007
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Company Names on Record
Last Sale	$465,000 (Jun 2021)
Deeds & Mortgages	Apr 2022 Transfer Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-11-377-010`

Property Details

APN / Parcel Number

Primary APN	`04-11-377-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,922 sqft Living Area
Gross Area	4,748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	47,045 sqft (1.08 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3704 CYPRESS DR
City	SPRING GROVE
State	IL
Zip	60081-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0014903 LT 66 FOREST RIDGE SUB MEMO: FOREST RIDGE SUB AKA FOREST RIDGE ESTS
Legal Range	08E
Legal Township	46N
Legal Section	11
Legal Subdivision	FOREST RIDGE
Legal Lot Number	66
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2001
Census Tract	870104

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	3704 CYPRESS DR, SPRING GROVE, IL 60081-8617
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jun 2, 2021	Deed, Transfer FIRST AMERICAN TITLE
Jul 12, 2018	Deed of Trust, Mortgage BMO HARRIS BANK NA
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Nov 5, 2018	Grant Deed, Foreclosure CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 26, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	0000030025
Last Transfer Date	Apr 25, 2022
Transfer Doc	0000014903
Record Updated	Jun 7, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Apr 25, 2022
Property Address	3704 CYPRESS DR, SPRING GROVE, IL 60081-8617
Document Number	0000014903
Map Reference	DOC 2003RR0103178
Instrument Date	Apr 20, 2022
Instrument	2022R0014903
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3704 CYPRESS DR, SPRING GROVE, IL 60081-8617

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 2, 2021
Property Address	3704 CYPRESS DR, SPRING GROVE, IL 60081-8617
Document Number	0000030025
Map Reference	DOC 2003R0103178
Instrument Date	May 4, 2021
Instrument	2021R0030025
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3704 CYPRESS DR, SPRING GROVE, IL 60081-8617

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3704 CYPRESS DR, SPRING GROVE, IL 60081-8617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023267
Date	Jul 12, 2018
Instrument	2018R0023267

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Interest

Rate	4.84%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3704 CYPRESS DR, SPRING GROVE, IL 60081-8617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030284
Date	Sep 4, 2018
Instrument	2018R0030284

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.84%
Change Frequency	Monthly

November 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 5, 2018
Property Address	3704 CYPRESS DR, SPRING GROVE, IL 60081-8617
Document Number	0000037975
Instrument Date	Oct 17, 2018
Instrument	37975
Transaction Type	Foreclosure
Record Updated	Nov 28, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$637.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3704 CYPRESS DR SPRING GROVE IL 600818617, SPRING GROVE, IL 60081-8617

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 26, 2017
Property Address	3704 CYPRESS DR, SPRING GROVE, IL 60081-8617
Document Number	0000039887
Instrument Date	Oct 5, 2017
Instrument	39887
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$516.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3704 CYPRESS DR SPRING GROVE IL 600818617, SPRING GROVE, IL 60081-8617

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$145,344 Land $23,547 Building $121,797	$436,032 Land $70,641 Building $365,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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