3684 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3684 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,350 sqft Living Area
Lot Size106,460 sqft (2.44 acres)
GarageCarport, 180 sqft
Last Sale$300,000 (2022)
Tax Bill$3,674.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-26-31-5090-0001-0265
Alternative APNs
  • 263131509000010265
  • 98683

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,350 sqft Living Area
1st Floor1,350 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCustom Design Style
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area106,460 sqft (2.44 acres)
Garage TypeCarport Garage
Garage Area180 sqft Garage
CarportCarport
Carport Area180 sqft Carport

Exterior Amenities

Shed1 Shed
Shed Area54 sqft Shed
Deck Area60 sqft Deck
Utility Building192 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3684 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-7373
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionST CLOUD MANOR EST 3 PB 1 PG 413 S 1/2 OF LOT 26
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 3
Legal Tract5090
Legal Block265
Legal Lot Number26
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1047
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5090-0001-0265

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4411 WINRUN CT, SAINT CLOUD, FL 34772-7759
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Warranty Deed, Transfer · Conventional Mortgage
GLOBAL EQUITY FINANCE INC
Oct 30, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleJul 11, 2005 · Amount on Record
Deed Doc Number202290798
Deed Book / Page6230 / 1648
Prior Transfer DateOct 30, 2018
Prior Transfer Doc0054260605
Record RefreshedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 10, 2022
Property Address3684 PACKARD AVE, SAINT CLOUD, FL 34772-7373
Document Number0062301648
Book / Page6230 / 1648
Map ReferenceMB 1 PG 413
Instrument DateJun 07, 2022
Instrument2022090798
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyFIRST CLASS TITLE AGENCY, FIRST CLASS TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14315 MANDOLIN DR, 14315, ORLANDO, FL 32837-7037

Transferred To (Grantee/Buyer)

NameVerified Name
Address4411 WINRUN CT, SAINT CLOUD, FL 34772-7759

Mortgage

Document Number0062301649
DateJun 10, 2022
Instrument6230/1649
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2018
Property Address3684 PACKARD AVE, SAINT CLOUD, FL 34772-7373
Document Number0054260605
Book / Page005426 / 000605
Instrument DateOct 30, 2018
Instrument162185
Transaction TypeTransfer
Record UpdatedNov 13, 2018

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14315 MANDOLIN DR ORLANDO FL 328377037, ORLANDO, FL 32837-7037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,821.00 (+4%)$224,400 (+1.77%) Land $123,400 Building $101,000$224,400 (+1.77%) Land $123,400 Building $101,000
2024$3,674.00 (-0.7%)
2023$3,700.00 (+40.42%)$220,500 (+31.25%) Land $122,200 Building $98,300$220,500 (+31.25%) Land $122,200 Building $98,300
2022$2,635.00$168,000 Land $97,800 Building $70,200$168,000 Land $97,800 Building $70,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 498 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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