3650 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3650 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Architecture Style	Mobile/Manufactured
Year Built	Built 1973
Square Footage	728 sqft Heated Area
Lot Size	320,035 sqft (7.34 acres)
Occupancy	Owner Occupied
Tax Bill	$1,656.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98673`
Alternative APN	`312631509000010100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	728 sqft Heated Area
Gross Area	2,208 sqft Gross Area
1st Floor	728 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1973
Architectural Style	Mobile/Manufactured Style
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	320,035 sqft (7.34 acres)

Exterior Amenities

Pool House	1,028 sqft Pool House
Deck Area	240 sqft Deck
Porch	Open Porch
Porch Area	452 sqft Porch
Pole Structure	1,000 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98673
Street Address	3650 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7373
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	ST CLOUD MANOR EST 3 PB 1 PG 413 S 1/2 LOT 10 AND ALL LOT 23
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR EST 3
Legal Tract	5090
Legal Block	1
Legal Lot Number	10,23
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1047
Census Tract	43304

Owner

Source: Osceola County records · APN 98673

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 702487, SAINT CLOUD, FL 34770-2487
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2011
Deed Sale	May 29, 2011
Deed Doc Number	0004227692
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (+10.99%) Homeowner's exemption Widower's exemption	$113,975 (+5.99%)	$300,700 (+0.8%) Land $205,700 Building $95,000
2023	$1,492.00 (+1.7%) Homeowner's exemption Widower's exemption	$107,537 (+3%)	$298,300 (+28.8%) Land $205,700 Building $92,600
2022	$1,467.00 Homeowner's exemption Widower's exemption	$104,405	$231,600 Land $164,600 Building $67,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 35% of Florida
Wildfire Likelihood	About 1 in 526 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.