Polk County property record for 3674 Opal Dr, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,901 sqft · built 1987 |
| Lot Size | 0.324 acres (14,105 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,000 (Jul 2018) |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-34-142460-001360 |
| Primary APN | 23-29-34-142460-001360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| Gross Area | 2,429 sqft |
| 1st Floor Area | 1,901 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,105 sqft (0.324 acres) |
| Lot Dimensions | 145 ft deep x 82 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|
| Street Address | 3674 OPAL DR |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IMPERIALAKES PHASE TWO SECTION ONE B PB 69 PGS 21 THRU 26 LOT 136 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 34 |
| Legal Subdivision | IMPERIALAKES PHASE TWO SEC 1-B |
| Legal Phase | 2 |
| Legal Tract | 142460 |
| Legal Block | 2 |
| Legal Lot Number | 136 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 14906 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3674 OPAL DR, MULBERRY, FL 33860-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Jul 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Deed Document Number | 2018154203 |
| Deed Book / Page | 10554 / 710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 23, 2020 |
| Property Address | 3674 OPAL DR, MULBERRY, FL 33860-8508 |
| Document Number | 0114651014 |
| Book / Page | 011465 / 001014 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 250885 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | VETERANS ESCROW AND TITLE SERVICES, VETERANS ESCROW & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3481 JADE LN MULBERRY FL 338608440, MULBERRY, FL 33860-8440 |
| Document Number | 114651016 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 011465/001016 |
| Instrument | 250886 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 19, 2018 |
| Property Address | 3674 OPAL DR, MULBERRY, FL 33860-8508 |
| Document Number | 0105540710 |
| Book / Page | 010554 / 000710 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 154203 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 166 S PROSPECT AVE HACKENSACK NJ 076011712, HACKENSACK, NJ 07601-1712 |
| Document Number | 105540711 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 010554/000711 |
| Instrument | 154204 |
| Name | FIRST NAT'L BK/AMERICA |
|---|---|
| Type | Bank |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,850 (+2.7%) | $311,737 (+1.12%) Land $38,000 Building $273,737 | |
| 2025 | $1,593.00 (-23.12%) Homeowner's exemption | $163,437 (+5.99%) | $308,298 (+0.02%) Land $38,000 Building $270,298 |
| 2023 | $2,072.00 (+4.65%) Homeowner's exemption | $154,205 (+3%) | $308,232 (+9.12%) Land $37,000 Building $271,232 |
| 2022 | $1,980.00 Homeowner's exemption | $149,714 | $282,467 Land $35,000 Building $247,467 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures