Polk County property record for 3684 Opal Dr, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,489 sqft · built 1994 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,500 (May 1997) |
| Tax Bill | $455 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-34-142460-001370 |
| Primary APN | 23-29-34-142460-001370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,489 sqft Living Area |
| Gross Area | 1,930 sqft |
| 1st Floor Area | 1,489 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,113 sqft (0.324 acres) |
| Lot Dimensions | 145 ft deep x 82 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 350 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 3684 OPAL DR |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IMPERIALAKES PHASE TWO SECTION ONE B PB 69 PGS 21 THRU 26 LOT 137 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 34 |
| Legal Subdivision | IMPERIALAKES PHASE TWO SEC 1-B |
| Legal Phase | 2 |
| Legal Tract | 142460 |
| Legal Block | 2 |
| Legal Lot Number | 137 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 14906 |
3684 Opal Dr is owned and occupied by an individual who bought it in May 1997.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3684 OPAL DR, MULBERRY, FL 33860-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 1997 · Amount on File |
| Deed Sale | May 14, 1997 · Amount on File |
| Prior Sale | Nov 15, 1993 · Amount on File |
| Deed Book / Page | 3840 / 876 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3684 Opal Dr was $455 with exemptions applied.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,098 (+2.7%) | $228,056 (-5.35%) Land $38,000 Building $190,056 | |
| 2025 | $455.00 Homeowner's exemption | $114,019 | $240,936 Land $38,000 Building $202,936 |
| 2023 | $1,000.00 (+0.5%) Homeowner's exemption | $107,579 (+3%) | $241,650 (+10.49%) Land $37,000 Building $204,650 |
| 2022 | $995.00 Homeowner's exemption | $104,446 | $218,701 Land $35,000 Building $183,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3684 Opal Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3684 Opal Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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