St. Louis County property record for 3693 Cooper Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,104 sqft · built 1976 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2015) |
| Tax Bill | $3,794 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0016-02405 |
| Primary APN | 520-0016-02405 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Gross Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 1,344 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 170 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 807974 |
|---|---|
| Street Address | 3693 COOPER RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW1/4 OF SW1/4 OF NW1/4 OF NW1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 25 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0016-02405
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3693 COOPER RD, DULUTH, MN 55803-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| May 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SERVION INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 2015 · Amount on Record |
| Deed Sale | Nov 24, 2015 · Amount on Record |
| Deed Document Number | 2015964939 |
| Prior Transfer Date | Sep 27, 2004 |
| Prior Transfer Doc | 0000795172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3693 COOPER RD, DULUTH, MN 55803-1103 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3693 COOPER RD, DULUTH, MN 55803-1103 |
| Document Number | 0001078450 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 1078450 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3693 COOPER RD, DULUTH, MN 55803-1103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001051448 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 1051448 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3693 COOPER RD, DULUTH, MN 55803-1103 |
| Document Number | 00T1010918 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3693 COOPER RD DULUTH MN 558031103, DULUTH, MN 55803-1103 |
| Document Number | 00T1010918 |
|---|---|
| Date | May 30, 2019 |
| Instrument | T1010918 |
| Name | SERVION INC |
|---|---|
| Address | NEW BRIGHTON, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,794.00 (+3.77%) Homeowner's exemption | ||
| 2025 | $3,656.00 (+1.78%) Homeowner's exemption | $301,700 (+0.2%) Land $72,400 Building $229,300 | $301,700 (+0.2%) Land $72,400 Building $229,300 |
| 2024 | $3,592.00 | $301,100 (+16.12%) Land $71,800 Building $229,300 | $301,100 (+16.12%) Land $71,800 Building $229,300 |
| 2022 | $259,300 Land $68,200 Building $191,100 | $259,300 Land $68,200 Building $191,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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