St. Louis County property record for 3628 Cooper Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,104 sqft · built 1970 |
| Lot Size | 2.78 acres (121,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,469 (Dec 2004) |
| Tax Bill | $4,032 (2026) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0062-00200 |
| Primary APN | 520-0062-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Gross Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 828 sqft |
| Finished Basement | 828 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 121,233 sqft (2.78 acres) |
| Garage Area | 1,008 sqft |
| Deck Area | 168 sqft |
| Patio Area | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 771514 |
|---|---|
| Street Address | 3628 COOPER RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | LOTS 2, 3 & 4 SERIAL # |
| Legal Subdivision | BOB DAUGAARDS OF AMITY VALLEY |
| Legal Block | 2 |
| Legal Lot Number | 2-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10400 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3628 COOPER RD, DULUTH, MN 55803-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERMANTOWN FCU |
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRICITY CU |
| Mar 17, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 2, 2004 · Amount on Record |
| Deed Sale | Dec 2, 2004 · Amount on Record |
| Deed Document Number | 2004788808 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3628 COOPER RD, DULUTH, MN 55803-1110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3628 COOPER RD, DULUTH, MN 55803-1110 |
| Document Number | 0001069102 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 1069102 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 25, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3628 COOPER RD, DULUTH, MN 55803-1110 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3628 COOPER RD, DULUTH, MN 55803-1110 |
| Document Number | 0001057674 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 1057674 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3628 COOPER RD, DULUTH, MN 55803-1110 |
| Document Number | 00T1011145 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3628 COOPER RD DULUTH MN 558031110, DULUTH, MN 55803-1110 |
| Document Number | 00T1011145 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | T1011145 |
| Name | CENTRICITY CU |
|---|---|
| Address | HERMANTOWN, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 4, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3628 COOPER RD, DULUTH, MN 55803-1110 |
| Document Number | 000T983515 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3628 COOPER RD DULUTH MN 558031110, DULUTH, MN 55803-1110 |
| Document Number | 000T983515 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | T983515 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 30, 2032 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,032.00 (+3.76%) Homeowner's exemption | ||
| 2025 | $3,886.00 (+2.05%) Homeowner's exemption | $318,200 (+0.16%) Land $64,100 Building $254,100 | $318,200 (+0.16%) Land $64,100 Building $254,100 |
| 2024 | $3,808.00 | $317,700 (+16.72%) Land $63,600 Building $254,100 | $317,700 (+16.72%) Land $63,600 Building $254,100 |
| 2022 | $272,200 Land $60,400 Building $211,800 | $272,200 Land $60,400 Building $211,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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