St. Louis County property record for 3657 Cooper Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 1920 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,500 (Aug 2019) |
| Tax Bill | $2,684 (2026) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0016-02420 |
| Primary APN | 520-0016-02420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Gross Area |
| 1st Floor Area | 819 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 308 sqft |
| Deck Area | 291 sqft |
| Storage Building | 42 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1075126 |
|---|---|
| Street Address | 3657 COOPER RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 OF SE 1/4 OF NW 1/4 OF NW 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 25 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0016-02420
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3657 COOPER RD, DULUTH, MN 55803-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Apr 20, 2017 | Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2019 · Amount on Record |
| Deed Sale | Aug 05, 2019 · Amount on Record |
| Prior Sale | Jul 19, 2007 · Amount on Record |
| Deed Document Number | 20191013205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 05, 2019 |
| Property Address | 3657 COOPER RD, DULUTH, MN 55803-1103 |
| Document Number | 00T1013205 |
| Instrument Date | Jul 29, 2019 |
| Instrument | T1013205 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $631.95 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3657 COOPER RD DULUTH MN 558031103, DULUTH, MN 55803-1103 |
| Document Number | T1013206 |
|---|---|
| Date | Aug 05, 2019 |
| Instrument | T1013206 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 04, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 20, 2017 |
| Property Address | 3657 COOPER RD, DULUTH, MN 55803-1103 |
| Document Number | 000T984132 |
| Instrument Date | Apr 13, 2017 |
| Instrument | T984132 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE CO/MN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3657 COOPER RD DULUTH MN 558031103, DULUTH, MN 55803-1103 |
| Document Number | T984133 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | T984133 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,684.00 (+3.95%) Homeowner's exemption | ||
| 2025 | $2,582.00 (+0.55%) Homeowner's exemption | $224,200 (+0.31%) Land $88,800 Building $135,400 | $224,200 (+0.31%) Land $88,800 Building $135,400 |
| 2024 | $2,568.00 | $223,500 (+13.8%) Land $88,100 Building $135,400 | $223,500 (+13.8%) Land $88,100 Building $135,400 |
| 2022 | $196,400 Land $83,500 Building $112,900 | $196,400 Land $83,500 Building $112,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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