Osceola County property record for 3686 Ricky Ln, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,153 sqft · built 2006 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $185,000 (Jul 2014) |
| Tax Bill | $2,968 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-26-30-0053-0001-2910 |
| Primary APN | 26-26-30-0053-0001-2910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 2,153 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 336 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 25 sqft |
| Deck Area | 544 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3686 RICKY LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRISTOL COVE AT DEER CREEK PH 1 PB 18 PG 31-36 LOT 291 LYING IN 27 & 34-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | BRISTOL COVE AT DEER CREEK PH 1 |
| Legal Phase | 1 |
| Legal Tract | 53 |
| Legal Block | 2910 |
| Legal Lot Number | 291 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 43207 |
Source: Osceola County records · APN 26-26-30-0053-0001-2910
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3686 RICKY LN, SAINT CLOUD, FL 34772-8211 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2014 · Amount on Record |
| Deed Sale | Jul 10, 2014 · Amount on Record |
| Prior Sale | May 18, 2007 · Amount on Record |
| Deed Document Number | 201497678 |
| Deed Book / Page | 4634 / 1704 |
| Last Transfer Date | Sep 29, 2023 |
| Transfer Doc | 0064842491 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 04, 2023 |
| Property Address | 3686 RICKY LN, SAINT CLOUD, FL 34772-8211 |
| Document Number | 0064842491 |
| Book / Page | 6484 / 2491 |
| Map Reference | MB 18 PG 31-36 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023130853 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3686 RICKY LN, SAINT CLOUD, FL 34772-8211 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3686 RICKY LN, SAINT CLOUD, FL 34772-8211 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,968.00 (-51.56%) | $208,727 (+5.99%) | $338,700 (-2.78%) Land $70,000 Building $268,700 |
| 2024 | $6,127.00 (+119.84%) | ||
| 2023 | $2,787.00 (+3.76%) Homeowner's exemption | $196,937 (+3%) | $348,400 (+24.12%) Land $65,000 Building $283,400 |
| 2022 | $2,686.00 Homeowner's exemption | $191,201 | $280,700 Land $55,000 Building $225,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 66 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 610 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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