Rowan County property record for 3690 CCC Trl, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,878 sqft · built 1993 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $7,000 (Apr 2011) |
| Tax Bill | $1,372 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-00 00 011.00 |
| Primary APN | 138-00 00 011.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,878 sqft Living Area |
| Basement Area | 1,398 sqft |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 8916 |
|---|---|
| Street Address | 3690 CCC TRL |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOUSE & 15 A+- OLD HOUSE CRK 3-C TRAIL |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950400 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9807 STATE ROUTE 245, DE GRAFF, OH 43318-9517 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2011 · Amount on Record |
| Deed Sale | Apr 27, 2011 · Amount on Record |
| Prior Sale | Nov 8, 2010 |
| Deed Document Number | 372182 |
| Deed Book / Page | D239 / 226 |
| Record Updated | Jun 8, 2026 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,372.00 (+36.93%) | $163,960 (-) Land $163,960 | $191,960 (+3.5%) Land $41,500 Building $150,460 |
| 2023 | $1,002.00 Homeowner's exemption | $163,960 Land $163,960 | $185,460 Land $35,000 Building $150,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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