3375 CCC Trl, Morehead, KY 40351 Property Records

Rowan County property record for 3375 CCC Trl, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,101 sqft
Owner	2 Individual Names on Record
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138-00 00 018.00`

Property Details

APN / Parcel Number

Primary APN	`138-00 00 018.00`
Alternative APNs	`5241` `5242` `5536`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,101 sqft Living Area
Basement Area	1,348 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	5536
Street Address	3375 CCC TRL
City	MOREHEAD
State	KY
Zip	40351-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LAND CCC TRAIL
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2037
Census Tract	950400

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3375 CCC TRL, MOREHEAD, KY 40351-9616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000210224
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	3375 CCC TRL, MOREHEAD, KY 40351-9616
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 CCC TRL, MOREHEAD, KY 40351-9616

Mortgage

Document Number	00A456/313
Date	Jan 4, 2023
Book Page	A456/313
Instrument	2020644

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	3375 CCC TRL, MOREHEAD, KY 40351-9616
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A439/764
Date	Sep 16, 2021
Book Page	A439/764
Instrument	2012105

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	3375 CCC TRL, MOREHEAD, KY 40351-9616
Transaction Type	Mortgage
Record Updated	Dec 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A412/020
Date	Nov 18, 2019
Book Page	A412/020
Instrument	2002168

Lender

Name	KENTUCKY BANK
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,642.00 (+2.75%) Homeowner's exemption	$245,300 (+4.83%) Land $10,000 Building $235,300	$245,300 (+4.83%) Land $10,000 Building $235,300
2023	$1,598.00 Homeowner's exemption	$234,000 Land $10,000 Building $224,000	$234,000 Land $10,000 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on CCC Trl

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