Rowan County property record for 3939 CCC Trl, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,080 sqft · built 2004 |
| Lot Size | 28.9 acres (1,259,755 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Dec 2008) |
| Tax Bill | $633 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-00 00 009.02 |
| Primary APN | 138-00 00 009.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Basement Area | 1,080 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 1,259,755 sqft (28.9 acres) |
| Heating Fuel | Geothermal |
|---|
| Account Number | 3825 |
|---|---|
| Street Address | 3939 CCC TRL |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 24.32A+- & HSE CCC TRAIL |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950400 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3939 CCC TRL, MOREHEAD, KY 40351-9670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2008 · Amount on Record |
| Deed Sale | Dec 12, 2008 · Amount on Record |
| Deed Document Number | 361316 |
| Deed Book / Page | D231 / 458 |
| Record Updated | Jun 8, 2026 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $633.00 (+48.59%) | $75,697 (+51.39%) Land $75,697 | $126,900 (+128.65%) Land $67,500 Building $59,400 |
| 2023 | $426.00 | $50,000 Land $50,000 | $55,500 Land $21,797 Building $33,703 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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