369 Ridge Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 369 Ridge Rd, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,960 sqft · built 2000
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$99,000 (Oct 2010)
Tax Bill$4,410 (2026)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN354200 183.00-06-01.01

Property Details

APN / Parcel Number

Primary APN354200 183.00-06-01.01
Alternative APN
  • 420018300000060010100000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,960 sqft Living Area
1st Floor Area1,960 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area217,800 sqft (5 acres)
PorchSlab
Porch Area840 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address369 RIDGE RD
CityOSWEGO
StateNY
Zip13126-6590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionLOT 35 390-006-000
Legal Block6
Legal Lot Number1.010
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1032
Census Tract21401

Owner

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address369 RIDGE RD, OSWEGO, NY 13126-6590
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2010 · Amount on Record
Deed SaleOct 21, 2010 · Amount on Record
Deed Document Number20109804
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address369 RIDGE RD, OSWEGO, NY 13126-6590
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address369 RIDGE RD, OSWEGO, NY 13126-6590

Mortgage

Document Number0000008739
DateAug 2, 2021
InstrumentR-2021-008739
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term231 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionOswego Town
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,410.00 (+10.78%) Homeowner's exemption
2025$3,981.00$109,000 (-) Land $27,600 Building $81,400$178,689 (+13.12%) Land $45,246 Building $133,443
2023$109,000 Land $27,600 Building $81,400$157,971 Land $40,000 Building $117,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ridge Rd

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